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Money Problem.....
Im trying to do the planning and budget as i go.. well its not working.. see we already have 4 children and most of our money goes to taking care of them, i had it all worked out to where i was putting away 600 a month in a savings account just for the wedding, well.. that took a hard turn for the worst when we got an $600 electric bill.. and i havent been able to put any money away for the wedding in 2months, and its not looking lke ill be able to for a while, the wedding is in june and im probably not going to be able to do much of anything at all until we get our income tax and well by the time that comes in ill only have 3 maybe 4 months to get everything together.. the problem is that im affraid that all the vendors and venues will be booked and ill be SOL... can anyone help me try to figure out what i should do...??? Please and Thank You!!

lilliedoll1122
Community Superstar

Married: 06/11/2011
Posted On: Sep 9, 2009 at 11:40 AM | Vendors are allowed | Add to My Watchlist | Flag As Inappropriate

12 Comments | Login or Signup to post a comment!


TinkerBell
Community Superstar

Married: 02/13/2011
Posted On: Sep 09, 2009 at 12:05 PM | Flag As Inappropriate
Maybe you can downsize the wedding a bit. Is there anyway you can do a wedding at home or in a park? Don't give up yet, you still have some time. Everyday, we are seeing on WW how many people are going through such a financial crisis. This is really getting terrible. I know how you feel. Things are a bit tight for me also. I will keep you in my prayers!

MrsDevine
Community Megastar

Married: 08/13/2010
Reviews: 3
Posted On: Sep 09, 2009 at 12:08 PM | Flag As Inappropriate
dont give up girl! if you cant downsize on the wedding, you could also think about doing some things diy. it takes a little extra time, but doing it yourself makes things fun, and usually saves hundreds! or you can look into getting a bank loan, or using credit cards. as long as you know you can pay them off with your income tax. but mostly, just keep trying, and well be praying for you!

Gershelda
Community Megastar

Married: 10/10/2009
Posted On: Sep 09, 2009 at 12:14 PM | Flag As Inappropriate
I agree. Do not give up. We had to downsize our wedding. We did everything ourselves and we've only spent 850.00 of our 2500.00 budget! It can be done. We moved our venue to the park next door (free) and are having the reception/party at our home.(also free). It can be done and you have time to do it.

Pistol
Community Superstar

Married: 2+ years ago
Posted On: Sep 09, 2009 at 12:18 PM | Flag As Inappropriate
"anything at all until we get our income tax and well by the time that comes in ill only have 3 maybe 4 months to get everything together"

This is old school financial mentality-getting a tax refund. basically you are loaning the gvt free $$. Change your withholdings so you'll get more each pay period. At tax time you want to be getting a refund close to zero dollars.


Kitten
Community Superstar

Married: 05/15/2010
Reviews: 5
Posted On: Sep 09, 2009 at 12:22 PM | Flag As Inappropriate
Pistol~ That's what I did and that's how I'm funding my wedding! I changed my federal tax withholding to $5/month (knowing that with my income level I'll just get it all back at the end of tax season anyway). We're getting married in May, so getting a tax refund MAYBE a week before the wedding wouldn't be very helpful ;)
I've cut down a lot of my budget by shopping online A LOT. I looked for the best price ring pops for about 4 hours. If you're willing to put time in, either DIY or just bargain shopping, it can be done pretty cheaply. We've got a $6k budget for a destination wedding and right now we're right about where we should be. Good luck!

britney
Community Headliner

Married: Recently Married
Posted On: Sep 09, 2009 at 5:52 PM | Flag As Inappropriate
how about going a little simpler like doing a lot of it your self. i think these days are tight for everyone these days you need to be more ceative. we'll be praying for all of you.

lilliedoll1122
Community Superstar

Married: 06/11/2011
Posted On: Sep 19, 2009 at 10:11 AM | Flag As Inappropriate
everyone is giving great advice, and everyone is right, only thing is the wedding is 90% family so it cant really be down sized, im doing everything myself and if i cant im bargin hunting, and i say that about the tax refund becuz with 4 kids we get a lot of money like 5000 for the kids.... my FH really wants the reception to be at the VFW here in town becuz hes retired army and feels like it would be added his touch to the reception.... otherwise i would find either a cheaper place or a "free" place...the ceremony will be at the park and the spot we picked at the park is "free", i just dont really know how to work the wedding into our budget.. i had everything figured out until it blew up in my face and we had giant bills coming out our A**.... i just dont really know what other kinda opitions i really have i think i already do thing as cheap as possible!!!!

icart
Community Superstar

Married: 1+ year ago
Posted On: Sep 19, 2009 at 10:23 AM | Flag As Inappropriate
well if he is retired Army, the VFW may do it as a thank you (free gift) or not charge to much. If you have that many family what about the family make the same dish for dinner and that way people can donate that to you as a gift instead of a gift gift... Well, make sure everyone knows how to turn off lights and keep the freg closed when not in use and use fans and less AC. would cut down on the electric bill some. Good luck.

lilliedoll1122
Community Superstar

Married: 06/11/2011
Posted On: Sep 19, 2009 at 10:29 AM | Flag As Inappropriate
thank you icart.. that a good idea about the food thing, and as for the VFW they are going to cut us a small break but we are still going to be pay $700 for it

just4me
Community Superstar

Married: 07/10/2010
Reviews: 3
Posted On: Sep 19, 2009 at 10:44 AM | Flag As Inappropriate
Also you might want to talk to family and friends into helping you with DYI projects. You can get supplies cheaply and work together to make Bouquets, favors, decorations. You can make a day out of it. This way they feel like they are part of making your dreams come true.

Tasha C.
Community Headliner

Married: 03/26/2011
Posted On: Sep 20, 2009 at 10:32 PM | Flag As Inappropriate
My husband is active duty military serving in Afghanistan right now, as bad as it sounds, I always ask if they're willing to give a discount of any sort just for that reason alone. Its not really so bad because the wedding industry tends to inflate their prices anyways...Alot of places I've found will give a military discount if you ask. DIY is a great way to downsize your wedding without cutting out guests. I have a HUGE family and its been ridiculous to try and cut costs. I'm doing pretty much everything myself, from flowers to invites. and just4me is right, ask your family and friends for help with your DIY projects, makes a great day for the girls to sit around and make things for your wedding :)
Posted On: Sep 21, 2009 at 12:19 AM | Flag As Inappropriate
I was going to suggest what Tasha C. said ... ask your vendors if they give a military discount. I do. As a mother of a Purple Heart decorated, 2 tours of Iraq, Marine, I give 20% discount. I've convinced many other vendors to do the same thing (which makes me proud!!).
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This may not be helpful since you say most of your guests are family, but over 30 years of doing this, I've found that only 60% of the total number invited will actually show up. If your family tends to have a good show-rate at family weddings, you might use 65 or 70%, but run those numbers and see if that helps you out any.
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I know one lodge-type of place that rents their place to military for only $100, instead of the regular $350. (That's almost 75% off!)
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