Sinéad
WeddingWire Administrator January 2025

Have you decided how to divide household expenses?

Sinéad, on December 10, 2019 at 11:05 AM Posted in Family and Relationships 0 51
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You may be putting it off because it isn’t the most romantic topic to discuss, but it’s so important when starting your life together!

Have you and your fiancé(e) started discussing how you will divide your household expenses?


Have you decided how to divide household expenses? 1

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51 Comments

  • Annajoy
    Devoted July 2020
    Annajoy ·
    • Flag

    We'll just join our bank accounts so that everything goes to and comes from the same place

    • Reply
  • Amber
    Rockstar February 2020
    Amber ·
    • Flag

    All of our accounts are joint and we both have access to any credit cards that may be in just one of our names. We combined everything a couple of months after we got engaged and things have already been less stressful knowing that it's OUR money, no more "is it my turn or your turn to pay for lunch?" Smiley xd

    • Reply
  • Kristal
    Expert February 2020
    Kristal ·
    • Flag

    We will be changing to a joint account. As we plan for me to be a stay at home/home school mom, it just makes sense.

    • Reply
  • Fenja
    Rockstar June 2020
    Fenja ·
    • Flag

    We are going to join our finance once we are back in the US (we are currently living in the Netherlands).

    • Reply
  • Futuremrsm
    Expert October 2020
    Futuremrsm ·
    • Flag
    All bills are split in half and we each have our own savings and will open up a joint savings for wedding money
    • Reply
  • Blair
    Expert October 2020
    Blair ·
    • Flag

    He takes care of most of the big expenses and I pickup any slack.

    • Reply
  • Jill
    Expert May 2020
    Jill ·
    • Flag

    We will change to a join account but still pay for our own respective expenses

    • Reply
  • Alyssa
    Dedicated January 2020
    Alyssa ·
    • Flag
    Pretty much done with that a nice we've lived together so long! Now we are talking about joint finances and spending!
    • Reply
  • Melle
    Champion June 2019
    Melle ·
    • Flag
    We split everything
    • Reply
  • Gabrielle
    Savvy July 2020
    Gabrielle ·
    • Flag

    One of the first things we did is our monthly household budget! Our expenses will come out of a ratio based on our salaries. We'll have a joint savings account and possibly one on for bills. but also keep separate accounts for our own personal things, with money we can use to buy whatever we want (e.g. like if I wanted a new purse).

    We also discussed who will be responsible for what around the house.

    • Reply
  • Vannesa
    Expert October 2021
    Vannesa ·
    • Flag

    We have our own accounts and a joint account. He pays the big stuff like mortgage, insurance, and his phone and care payment. While I pay electric bill and internet. Electric isn't high here and internet isn't very high either.

    • Reply
  • Taylor
    Rockstar October 2020
    Taylor ·
    • Flag

    As of now we have separate accounts but a joint savings. We split all bills down the middle. When we get married, we'll have one joint checking account.

    • Reply
  • Meghan
    Rockstar October 2019
    Meghan ·
    • Flag

    Yes, we discussed that upon moving in with one another and then again once we got engaged.

    • Reply
  • Jasmine
    Rockstar February 2021
    Jasmine ·
    • Flag

    We might make a joint account so it's easier that way but we haven't officially discussed it as of yet. We're still living with his parents right now since we had issues with the last place we stayed at.

    • Reply
  • Katherine
    Dedicated July 2020
    Katherine ·
    • Flag

    We have always split everything. We'll be opening up a joint savings in addition to our pre-existing joint checking account so we can start saving to buy a home.

    • Reply
  • Brianna N
    Super October 2019
    Brianna N ·
    • Flag

    We split everything for the most part, he pays some bills, I pay others and we split the rent in half. We are planning on opening a joint savings and checking account, but we will keep our own for our spending money (that way we can still surprise each other with gifts Smiley smile). Once we move into a home, I'm sure it'll change with having a mortgage. All bills will come out of joint checking then.

    • Reply
  • Emily
    Super April 2020
    Emily ·
    • Flag

    We'll still have our own separate accounts since we were both established financially before we met. We'll open a joint account once we're married for savings, etc...

    • Reply
  • Jennifer
    Super April 2020
    Jennifer ·
    • Flag

    We're keeping all of our individual bills (like student loans) separate, and are keeping separate bank accounts! Things like household bills we split evenly!

    • Reply
  • Lauren
    Rockstar February 2020
    Lauren Online ·
    • Flag

    We are going to join all of our bank accounts. We haven't done this yet but plan to do it when we get back from our honeymoon.

    • Reply
  • Cher Horowitz
    Rockstar December 2019
    Cher Horowitz ·
    • Flag

    FH insists on paying the bulk of the bills since I'm still in college and he has his career. I offered to pay for some things, but he said he wanted me to focus on school. We're keeping our bank accounts separate to start with. We'll see how it works out, and if need be we'll create a joint account

    • Reply

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