Empty wedding fund woes

@Mrs. Sitzman- I DO!! Once he's my HUSBAND and I am his WIFE we will add each other to life insurance. I just don't want to do that until we are legally married.

Https://www.youtube.com/watch?v=IImFR8VGijI

https://www.youtube.com/watch?v=pS1O2cgJidM

feel free to watch these short clips to get more familiar with how NOT well off our economy is right now.

I'm starting to figure things out now

Puddles- I'm impressed- most people can't manage to live off 3/4 of their paychecks- my goal is ultimately 1/2- or more- the rest to savings.

But I am- as I admitted- too much of a magpie.

Hubs is helping me- but I require active help. I get days where depression kicks in and I spend spend spend. It's so bad.

But the goal- the goal is saving minimum half.

When you marry someone, their debt becomes yours.

Dumping ashes just anywhere is a great way to get it shut down. Can't tell you how many times Rides at Disneyland were closed for people "dumping ashes" so HazMat could come out. HazMat. Hazardous Materials EW. Not something you should just be dumping places.

@JoRocka - it is mostly because FH never spent a dime of his lump sum payout from his injury ($200k). We were also Homes for Our Troops recipients so our home is mortgage free. He gets a new vehicle every few years for next to nothing. However, he sacrificed a limb, bowl/bladder control and gained paralysis and a traumatic brain injury in exchange. The only debt we have is my car, student loans, and some of my medical debt. Otherwise we just have basic living expenses.

Damn people dumping ashes at Disneyland...should have waited until Star Wars Land opens...short sided planning.

Haunted Mansion and it's a Small World are strangely popular for ash dumping. Half the pro gets closed when someone decides to do it.

The economy is good now, but in the near future?

No one can even predict it.

What the actual hell happened to this thread!?

Just so i have this straight your FH owes to the gov, has gone bankrupt, you're 37 with no savings but fk it when shit gets real you take out a credit card and sit your ass on a beach with a pina colada because it's all going to be ok ???... yeah sounds like you have it all figured out ..good greif this cant be real lol

@Amanda- I don't have any credit card debt. When we go to Hawaii we pay cash. He finished paying off his debt to the IRS last month. Yes he still has debt from his bankruptcy. I told him he better talk to his ex and work something out. He shouldn't have to pay it all off himself.

@MNA- they went to bankruptcy court I guess and worked out a payment plan but then defaulted. I'm pretty sure they don't throw you in prison for owing Sears $5,000. Maybe if you are in serious debt they do. Not sure but he's not in prison so it's obviously a different situation. To say "Thank god the exes have the kids" is just rude. His sons mom is just as irresponsible. She too was part of the bankruptcy and isn't trying to fix it. FH daughters mom doesn't even work. Just lives off the government. We may not have savings but we work and pay our bills and taxes. We are good parents. We give them everything they need and then some. They don't judge our parenting on our savings account.

I'm not touching the cash bar because I think PPs have it covered, but I wanted to let you know that I bought my dress on sale for around $85 on ModCloth. Once your parents give you their budget, don't plan until you have the money in hand. I've seen some brides on here in a tough place because money they were counting on fell through. Good luck!

No I'm not worried. If we end up with both of the kids full time then we'll make it work. My company has great insurance benefits and if we need to get 2nd jobs we will. I don't know if FH ex has a savings account. All I know is that the debt never got paid off. Maybe it's all in FH name. Not really sure. I wouldn't say they are worse off. FH son is going to France again next summer and FH daughter is about to have a baby brother. I guess we are all just taking life as it comes. The debt isn't even that much. He just needs to pay it off.

All your responses are more exhausting than the previous one. Are you unable to see anything from anyone else's perspective? Are you capable of admitting maybe your naivety maybe a great downfall of yours? I am very concerned for your blissful reality.

I hope I'm not like EW when I'm 37 years old....

I'm completely with Rachel on this. DH and I are 10 years younger than EW, have no kids and make a hell of a lot less, but we have savings and I have some money in an IRA. FFS, DH is starting his own business and mostly unemployed right now and I'm in school FT but it's ok because we have saved money that was put aside for this.

No I don't know details of his bankruptcy because he doesn't know. It was a long time ago and I've asked him questions. He just doesn't remember. All I've seen is the Sears bill that he was really shocked to get. It just showed up a few months ago. I think he thought it went away. Yeah... I told him it doesn't go away. He'll need to start paying on that. His sons mom has a full time job as does her wife. I wouldn't know about the savings situation. Not really our place to ask. FH daughters Mom basically depends on her husband. And is now having a baby. At least I can afford my monthly bills. That's why I said she is worse than us.

Yes I realize emergencies happen. I've lost my job before. I got another one. Had crazy expensive medical bills. I set up a payment plan and paid it off. I have never in my life had months worth of savings and I've never been homeless. I've lived on my own since I was 18.

If you don't have the money yet keep on trying to have a wedding you are gonna be stressed to the max... I agree with other folks that you should elope