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Rebecca
VIP October 2012

3 months salary for engagement ring???

Rebecca, on February 17, 2012 at 11:19 PM

Posted in Etiquette and Advice 51

Is anyone going by the old rule that the FH spends 3 months of his salary for your ring? My FH is insisting on spending that much on my ring and I really think it is WAY too much!

Is anyone going by the old rule that the FH spends 3 months of his salary for your ring? My FH is insisting on spending that much on my ring and I really think it is WAY too much!

51 Comments

  • Rachel W.
    Master May 2012
    Rachel W. ·
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    I don't know how much my ring was, but I know it wasn't cheap. And I don't think FH used the 3 month thing. I'm not sure why you would set boundaries and goal amounts when choosing a ring. I think you should just choose what you can afford and what would suit the woman wearing it.

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  • Tammy
    Devoted September 2012
    Tammy ·
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    Wow, I didn't realize anyone actually even considered that anymore!

    A couple of things I realize in my old age... the most important of which is that YOUR ring is a reflection of HIM to other men. My first husband would never agree to let me where a ring without a center stone (GASP! Whatever would people think?? That we can't afford a diamond??? puke on that) My fiance now was quiet & clear that he wanted other people to see a beautiful ring on my hand and understand that he put it there. So, while it wasn't important to me, I respected that it was important to him.

    That said... your jewelry is YOURS. My bestie has a beautiful ring with a gorgeous green peridot as her center stone. I looked at amazing custom bands that didn't have a stone at all. The only way that money should come into the decision is "what are we willing to spend". Not "what are we supposed to spend".

    Its only important that it reflects YOU, as a couple.

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  • Tammy
    Devoted September 2012
    Tammy ·
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    OH!!! AND!!!! If you have an expensive ring, call your insurance company immediately. Get a personal articles policy. It will be worth every penny (and they are not expensive).

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  • Jennifer
    VIP May 2012
    Jennifer ·
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    I hate this rule. Such a marketing gimmick. My FH love sme less because we didn't go into debt to buy a ring? We could have spent three months, we already have a house, 2 brand new vehicles, all our toys, quads hot tubs etc. So we were in the position that we could spend what we wanted. But when he took me to the custom ring shop and the snooty girl started trying to talk me into upgrading to things that I didn't care about, I said take me to a jewelry shop, I am not fussy enough for this! We got a wonderful deal, spend about 1 months salary for him, and I LOVE my ring. Now I chuckle when people look at it and go "wow" because it looks more expensive than it really was. People that go and get some big expensive ring with amazing cut blah blah blah, what does that ring really mean to you, who are you trying to impress? I look at my ring and remember the story of us getting it, and the proposal and the man I LOVE, isn't that what it is supposed to be for?

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  • A
    Super March 2012
    AB ·
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    Girl that is very expensive...I don't care if he gave me a Ring Pop I would still wear it proudly Smiley smile


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  • Meghan
    Master August 2011
    Meghan ·
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    A man should spend an amount that is reasonable considering his finances. My DH bought me the ring I really, really wanted (and we looked for months!). It was less than half a month's salary, but I couldn't be happier with it!

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  • HRH Mags
    Master March 2014
    HRH Mags ·
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    Thats insane. If he had bought one for that much money I probably would have said no due to his lack of common sense!

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  • Didi
    Super May 2013
    Didi ·
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    I convinced my FH I didn't want a diamond. I love my amethyst ring and the $600 price tag that came with it! It is unique and unusual, just like me!

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  • Private User
    Dedicated July 2013
    Private User ·
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    I guess I am going to be the odd FW here. My ring is worth right at 3 months salary - he got it on sale so that's why I say "worth". Although we did not think of it this way when ring shopping. I knew the type of ring I wanted and size. He did get a little carried away with the clarity and cut. But it just makes my dream ring even more perfect. I wouldn't trade my ring for anything! It's the one I picked out on steroids.

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  • mrsturnbow
    Super April 2012
    mrsturnbow ·
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    If FH had spent 3mo. salary or even 1 month salary on my e-ring I'd have slapped him lol. We have kids to support and bills to pay. Having a crazy expensive rock on my finger is not something I would happy about. I'm perfectly happy with my walmart cz ring. I know that eventually I'll upgrade to a real diamond but for now, I'm good with what I have.

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  • D
    Dedicated September 2012
    Don ·
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    From a guy's perspective the ring is just as important to him as it is to the girl. If your man is financially responsible, let him decide what is appropriate and go from there.

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  • Nicole S. (formerly Nicole C)
    Master October 2013
    Nicole S. (formerly Nicole C) ·
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    I gave my FH ideas of the style I liked, and he picked everything from there even though I begged him not to spend money (I don't have a lot of nice jewelry to begin with I was so afraid I would lose it). Once I finally backed off and let him pick what he wanted I've never seen him so happy.

    I agree that as long as they are financially responsible then you should trust them to decide.

    Also- if you are worrying about losing it, get it sized but go to the place that you bought it (even if it's far away). I got mine sized at a small little jewelry repair store in the mall, and even though the ring itself fit better, they loosened the custom settings and one of the diamonds fell out a few days later! Luckily my FH has eyes like a hawk and found it as soon as I lost it, outside at a friend's BBQ on their patio!

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  • sandra
    Beginner June 2012
    sandra ·
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    Wow! this is a popular topic! this is my second posting on this topic. My first husband and I purchased a ring at a mall jewelry store with out much thought, I thought that he was it! We were married for twenty years. He was selfish and self centered and didn't cherish me, instead he took advantage of my kind, giving heart. The man that i am marrying today is giving in every way, that is what i am trying to say is that if a guy feels that he has to work for you he feels that you are more valuable. Call me old fashioned, call me old but after watching all of the divorces and or how chivelery is disappearing I call myself wise and worth it! By the way, I do everything for him also! two people must be best friends...if you are not each others best friend who else will be? The ring is a sign of how he feels inside, and how he will treat you... trust me.

    We are very tight with our money so he is not stretching us financially, we have been together for 6 years.

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  • Future Mrs. Miz.
    VIP October 2012
    Future Mrs. Miz. ·
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    I didn't read all of the comments so I'm sorry if I repeat what was said but FH only spent about 800 on mine (Reg Price 995) and it's 1/2 Carat with wonderful clarity, and i adore it!!! It's princess cut with 7 stones. It was nowhere near 3 months of full salary but we couldn't afford to put that much away on a ring, while also saving for a wedding and a honeymoon as well as a trip to England to see some of FH's family before the wedding.

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  • Elizabeth
    Expert June 2012
    Elizabeth ·
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    I don't know how much my ring cost, but we are very independent people with two children and pay all our own bills so not a lot of extra money to spare!!! He asked me to marry him with a ring that my Dad picked out for me before he passed away. This ring means SOOOO much to me and it wouldn't matter to me if it cost just something very small. I know he loves me and I cherish my ring so much. To me that is what is most important!!!

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  • Jessica
    Master September 2017
    Jessica ·
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    I think I woulda killed FH if he spent that much!

    My ring was a going out of business steal at $600... I was just happy he picked it out himself and its not a plain diamond solitaire...

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  • Irchykk
    VIP August 2012
    Irchykk ·
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    I'm sorry but that is just INSANE!!!!!!!!!!!!!!!!!

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  • Kerry
    Super March 2012
    Kerry ·
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    If my FH would have spent 3 months salary on a ring I would be scared to wear it! That's insane.

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  • Jennifer
    Devoted September 2012
    Jennifer ·
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    Mine was less than one month's salary (about 3000), and I adore it! Forget the silly rule, that's only a marketing gimmick. No need to impress other people, the only one who needs to be impressed is you!

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  • krisalicious
    Master April 2012
    krisalicious ·
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    Sandra - I can agree it's a good sign when your future spouse is thoughtful and considerate with any gift. But a physical object is not a measure of how a person feels. Any jacka@@ with a fat wallet can buy an expensive ring. That doesn't mean they care. That just means they can afford it.

    3 months salary is an arbitrary rule created by an advertising campaign. It doesn't truly mean anything. If your FH couldn't afford or didn't want to spend 3 months salary on a piece of jewelry would you think he didn't care enough and would you not marry him???

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