Wedding Insurance - worth it?

I want to follow this. Im thinking about using Markel.

Great question (seeming that I haven't researched it at all). My site requires insurance and I haven't found any yet!!

The ones I've seen will let you choose cancellation only, liability only, or combination, so I guess to answer your question, it will include personal liability if you want it to. For an "average" cost wedding, combo insurance will probably cost about $400.

We are planning to get it for two reasons:

1) our venue contract requires that we pay the entire estimated cost (about $12K) in the event that we cancel. Obviously we don't expect to cancel, but being stuck with a $12000 bill if we can't have the wedding for whatever reason is not an option. So, for us, cancellation insurance is a priority.

2) our DJ contract stipulates that we will cover damages caused by them/their equipment (as long as the dj isn't obviously negligent), so, since we are basically absorbing their liability (say, if their equipment overloads the buildings electric and catches the venue on fire), we want to have some security there, too.

I would totally recommend it.

I've never heard of markel, but I'll check into it. Thanks for the input, everyone!

I'm looking at WedSafe for ours. Although, I will admit I keep going back and forth as this whole territory is a bit unfamiliar for me.

I really haven't thought all THAT much about it.

I probably should at least take a better look at it.

P.S.: Almost same date and location twins.

Yeah? When/where rusticbride?

I also found wedsafe through a search and was checking into them. I'm now waiting to hear back from my renters insurance company to see if any liability stuff is covered there before diving more into the liability and cancellation wedding insurance, so I know what we actually still need.

Wedsafe and wedsure are both legit