Wasn't up to posting a BAM, and this is why....Update Pg 12

Yep Tallah. The fact that his mother was a co owner should have been discussed WAY before this. That fact in itself isn't unheard of; many younger people have co signers, but OP should have known this going in.

Do not put your name on the deed of the house unless you on your own can 100% pay for the mortgage, property taxes, and maintenance. Having your name on the title is just asking for trouble if (when?) he screws up again and your house is on the verge of foreclosure. You'd be shooting yourself in the foot.

The #1 reason for divorce is money. It's a sensitive subject. What happens if you decide to become a stay at home mom when you have kids and he's solely responsible for bringing in the money, but he is spending excessively on golf and beer or worse, gambling and drugs.

@redhead06, yeah for sure she would have had to pay. But the difference is that she didn't know there was another owner on the house other than hubby. Which changes a LOT in terms of ownership of the house and muddles her status (in regards to marital property) in terms of the house. This is something he should have told her. It's one thing to pay rent, another to pay a mortgage. Not saying she would have changed her living arrangements, but she should have had the knowledge to base her decisions off of and he deprived her of that.

@Tallah very good point.

OP if you were not on the mortgage, I would invest in renter's insurance.

Thank you, everyone. I don't know what I'm going to do right now. I feel like I've taken some positive steps... but I'm just drained now. I'm so emotionally exhausted.

I appreciate all of the words.

Good luck, @Sage. We're all here if you need anything.

Wishing the best for you, Sage!

Good luck with everything, Sage. We're here for you!

If you don't have a joint bank account- it's easy to see how she didn't see it. But wow. Yea- that kind of irresponsibility and lying would be the end for me

It doesn't make sense. If you all had the money to pay, why didn't he make the payments. I don't know how he kept this from you for so long. I wouldn't trust him to make any payments after this - then again I'm a control freak. I would be making all of the payments from now on.

MODS: Can you close this? It's no longer relevant and the board has changed. This is a zombie thread. Also it violates privacy of a poster that obviously doesn't know this thread is still active.

Yes, mods can you PLEASE work on putting a cap on threads, like after 30 days threads are automatically closed for comments. There have been several resurrected threads lately, some from 2016 or earlier. This thread has a very personal matter that should not have been allowed to resurface.