Should we push it back?

Have you already gotten all the vendors and venues? Would it be too late or costly to Lose any deposits if you've made any already? Or cancellation fees? Have you sent invites yet? Those are things I'd consider. If you haven't done any of those yet and you just need more time to save, go for it.

Are you going to lose more money by pushing it back or by coming up with the $1500? Is it feasible to save the $1500 in the next 2 months? Can you pick up overtime, sell things around the house, cut some optional wedding things you have planned?

View Quoted Comment We just need the $1500 to finish paying for everything! It would be too late to get any deposits back as well! & yes we’ve sent invites out already I just don’t know how we would get it in such a short amount of time we need it by July 31st!

If you're going to lose your deposits, can you use a credit card to cover that last $1500? It's normally not a good idea to incur any debt for a wedding, but it's better than losing your deposits!

Honestly for that amount I would consider just putting it on a credit card, normally wouldn't advise that, but it's not like it's $5,000. Hell my FH & myself might put say $3,000 on credit cards between us if we really needed to simply because FH has had more than that to pay off things like the supplies for our barn he built, and his zero-turn lawn mower.

I ended up taking out a small personal loan just to make sure we were covered. I don't know if that's an option but it's something than can be acquired rather quickly and you have time to pay it back or possibly pay it off quickly after the wedding. Good luck!

Generally I would say not to spend money you don’t have, but at this point 2 months before your wedding I wouldn’t push it back!

Can you put that amount on a credit card or take out a small personal loan? $1500 isn’t a ton of money, it’s not like you’re spending $10000 that you don’t have or something. Realistically, you’ll probably get at least $1500 in wedding gifts anyway, so you’ll likely be able to pay it back right away!

Can you speak to your vendors about simplifying anything to help you make up the difference? Swap a cheaper flower into your arrangements, skip a champagne toast, have one fewer hors' d-oeuvre, get one less hour of photography? You're so close, and I am guessing it would cost you more to cancel and lost deposits and rebook at this late date, so I hope you can find a way to push ahead!

View Quoted Comment We’re doing mostly everything ourselves to cut back on prices which helped a lot! I recently lost my job which made this so much worse ☹️

I am so sorry. I truly understand financial stressors. I have cut every possible corner and stressed myself to death trying to make things work. I have been blessed with people doing things as gifts. This is my first wedding, 2nd marriage. I always wanted a pretty wedding, the dress, the cake, etc. I had nothing the first time around & always felt shafted. I was married for 20 years previously. I pray it all works out for you!

I would reach out to whoever you need the $1500 for (venue, photographer, caterer etc.) and see if they would be willing to take a partial payment and set up a payment plan. My photographer wanted payment 2 weeks before the date and we had some financial issues come up and I expressed them with her and she set me up on a weekly deduction that goes till after the wedding to pay off our balance to her. Hopefully you can do that as well!

I wouldn’t push it back 2 months before just for $1500. Sounds like you’ll loose more than that it you push it back. I think using a credit card or small loan sounds like it would work and you’ll probably get the money back on presents anyways. Another idea is to ask family to borrow the money. I know you said it wasn’t an option but you’ll pay it back. Now days there’s options for a second job that you an fiancé can easily do.

My assumption would be that you've already spent $1,500+ on this. So you'd be out all that money already.
Can you find a job? Even if it's just something minimum wage, it's better than nothing coming in.
Have a yard sale.
Take out a loan/credit card. I'd usually advise against this, but if you're this close and going to lose more than you owe, it's probably not the worst idea, and the amount isnt astronomical.

I wouldn't advise pushing it back since invites have already gone out. Maybe you can put it on a credit card? Get a small personal loan from your bank or try getting a wedding loan. If you don't mind me asking what else needs to be paid? Photographer, food etc. Maybe we can help come up with an idea. Also this popped up in my promotion emails the other night for a wedding loan

https://www.myweddingloans.com/wedding-dress-financing/

View Quoted Comment Can you drive for Uber or lyft or door dash? You and your fiancé?

I'm so sorry hon. Find that money though! I know it seems like a big battle but you will likely get next to nothing or nothing back from what you already paid. Try to get higher limits on credit cards or open a new one, go to a temp agency, any work is better than none.

View Quoted Comment My fiancé already works 12-18 hour days I can’t work really anywhere until after my birthday 😩

View Quoted Comment I talked to my venue and they may be able to do payments!

View Quoted Comment I can’t work until after my birthday 😭

View Quoted Comment Our limit is only 500 right now ☹️ And if we have to we will take out a personal loan