Joint bank account

Great ideas. I was also thinking about a joint account as well as personal

We created a joint savings and checking account to pay bills and save together, We also have our personal accounts for whatever we want and personal goals. I think having a joint account for bills is a good idea simply because ive always seen my parents have separate accounts and fight over who paid what bill that month. I didnt want to ever have that issue.

We have a joint savings and separate checking accounts. I think it's all a personal preference and what works for you both. I think it would be important to get to the root of why your FH has reservations about it and to discuss them and come to a compromise about what you're both comfortable with.

When my dad left us, one of the things he did was try to empty the accounts that he shared with my mom. It's why I insisted on maintaining my own checking account. I trust and love my husband, but so did my mom with my dad at one point. My husband and I agree that large purchases of single items over a certain amount must be discussed (unless it's for Christmas or birthday presents), but anything other than that we are free to spend our money as we want, and we each put a certain amount towards our savings each paycheck. We also pay our own bills that are in our name (so my student loans are my responsibility, his car payment is his, etc.) This is what works for us.

We have a joint account for bills and a joint for the wedding!! We've been having a joint account for about 5 years we both contribute a set amount to handle the household bills just makes it easier to pay everything out of one account. We also add money monthly to the wedding account so that we can move the wedding money out of our individual accounts.

We both still have our own accounts but we made each other joint on both of them. We have both our names on both accounts and both have cards to both of them. We will eventually transfer everything to just his bank and have all our accounts there. But for now this works!

We share all our money though and just use whichever card (his credit card gives cash back for groceries and gas so we will usually just use that one).

He hasn't really given an answer as to why he has hesitations about it... my thinking is that I'm the one who has the bills in my name and he gives me his portion of the money every month.. so instead of having to stress if either of us has enough money in their account to cover their portion, wouldn't it be less stressful if we had a joint account that way we didn't have to stress?

I make more money than he does, and I suggested we have a joint to relive some stress on his end to be able to make sure there's enough money to pay his portion.

I'm thinking that maybe it's a pride thing for him that maybe he feels like he can't provide for me? And he doesn't want me to see how much he really has in his account even tho I already know??

We have a joint checking and savings account

Please please just talk to your FH. discuss what will be best for the both of you. I had this discussion with my FH, it led to an agreement I had not expected, but it was so happy that we were able to build that foundation of communication and work things out and make a decision together. There are so many different options, different situations, etc, -- compromise or do what is best for the both of you!

Right now we have separate savings and checking accounts, but share each other's debit cards, if the need arises. Once we do get married, we will have both a joint checking and savings accounts and contribute 90% of each other's income into it. We will still maintain our own accounts that we have now and keep our 10% as our individual spending money.

Once we get married we will have a joint checking and savings account

FH and I share his account... but I have 2 others lol I'm the financially responsible one. He just asks if we can afford something and waits for my go ahead lol

We'll be merging all of our finances!

We opened a joint savings before we were engaged to start saving for a house. We both have individual checking and saving accounts though. We have different banks and neither want to switch. We have lived together already for years and this works well for us. Eventually we will probably open a joint checking account somewhere down the road, it's just not a priority for us yet.

We have one.... everything is under my name. I keep telling him that he needs one, but he doesn't want to deal with bills. Lol I guess you can stay joint in a way.

A former co worker opened a joint account with her college

boyfriend to commemorate the depth of their level of commitment. Years later, the break up was messy as hell.

Personally, FH and myself don't have a joint account.

We each have our primary accounts as our personal accounts and a joint account to pay shared costs through. It works put beautifully because our necessities are taken care of and whatever is left over I'd personal spending money. We don't feel uncomfortable with each other and it doesn't affect the relationship.

We have separate accounts and have no intention of merging them into a joint account anytime soon, if ever. That being said, we are open with each other about our finances, how much money we have in all accounts, what we are spending, and we each pay for various bills/wants/needs each month.

We have a joint account and have closed our separate ones. We did this when we moved in together in February. I know many who feel like combing all their income would cause them to lose some autonomy, but this is what makes sense and works for us.

We only have a joint account, no separate accounts. At first we were both worried about it, which I think is normal. You should be a little worried about trusting all your savings with another person. But we are both good with our money and now we both love it. We don't have to worry about who pays for what or track multiple accounts. Now we only have one account to worry about and I don't regret it!

We don't have one.. he deposits money in my account for bills and that works for me.