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6-1-18
Expert June 2018

Is it wrong to pay for a wedding when you have debt?

6-1-18, on February 11, 2018 at 10:35 AM

Posted in Planning 68

I've recently gotten into personal finance and joined a personal finance group on Facebook. I commented on something and mentioned our wedding and was completely berated for having a wedding when FH and I have debt. Apparently these people are so hardcore about having no debt and having a lot of...
I've recently gotten into personal finance and joined a personal finance group on Facebook. I commented on something and mentioned our wedding and was completely berated for having a wedding when FH and I have debt. Apparently these people are so hardcore about having no debt and having a lot of money at retirement that they can't enjoy themselves now. The only debt we have is our cars (less than $9k combined) and student loans (less than $18k) and we're spending about $4000 on our $7.5k wedding; my mom is paying the rest. So, what do you think? Are non-courthouse weddings only for debt-free people?

68 Comments

  • F
    Devoted December 2018
    FutureMrs.A ·
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    That’s ridiculous. If you’re paying down your debt, then don’t worry about what other people say. I’ve found out, most people lie about their financial situations anyway to make them sound like they’re financially savvy when they aren’t. Your numbers sound reasonable, and if you want a wedding then have one. It’s not like you’re planning $30k wedding. You can enjoy your life and still pay down your debt. Most people have mortgages (which is debt) and I can’t even tell you how many doctors are paying student loans until they’re in their 50s. You also need debt to pay off responsibly to build credit. If you are good at setting your own financial goals and meeting them, then you don’t have a problem. I love studying personal finance and economic trends, but sometimes the pretentious people you come in contact with are too much!
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  • C
    Beginner October 2018
    Charlie ·
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    Well so far we are a little under $1000 we don’t have friends we work full time so it’s no more than 40 people no bar or any of what we can stuck up fansy bull crap that’s not us we want small beautiful it’s about each other and family . We are having an amazing pasta bar with salad . Yummy to us
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  • C
    Beginner October 2018
    Charlie ·
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    I feel like there is ALOT of judgment if you don’t know someone or there situation it’s not your place to judge or be a b**ch about It and Yes I said It . Some of you are just rude and nasty NOTHING will stop our wedding I got into debt when I got sick really bad and my insurance wouldn’t cover than my ex ran stuff up in my name .. we’re having an amazing wedding and I cannot wait 😍😍
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  • Orchids
    Master March 2018
    Orchids ·
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    We have a mortgage and a car payment...if we had credit card debt I'd be prioritizing paying that off instead, but what debt we have is low enough interest that we're not pulling money out of savings to pay it off, so I feel fine about budgeting some of our savings for a wedding, and I'm starting to become a personal finance nut. (It's new to me, maybe I'll feel different in a year, but right now I'm completely fine with the decision)

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  • R
    Devoted September 2018
    Robbi ·
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    Oh my goodness. MOST people are in debt and are still allowed to live and have fun like the rest of the world! I’m in debt and will be in debt for a while but still plan on getting married. I’m not planning on spending a ridiculous amount of money because I realize it’s only one day, but it’s OUR day and plan on having it special. Debt will always be there (again, for most), so o say just go and have fun and marry your man and deal with the rest later !
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