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Savvy July 2018

How did you pay?

OL7889, on July 24, 2017 at 2:29 PM

Posted in Etiquette and Advice 109

Hi everyone, Just curious for those who paid for a wedding on your own...how did you do it? Did you already have a lot of money saved? Take out a loan? Credit cards? Just curious!

Hi everyone,

Just curious for those who paid for a wedding on your own...how did you do it? Did you already have a lot of money saved? Take out a loan? Credit cards? Just curious!

109 Comments

  • July18Bride
    Super September 2022
    July18Bride ·
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    We only had 1500 saved, but shortly got our tax returns after getting engaged and used that money to book most of our vendors. I work at a hospital and work a lot of OT in order to to fund our wedding and then my FH got a second job that he works until we have enough. Luckily in the past 6 months we have been able to save over 2/3 of the money we need for our wedding.

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  • Cass
    VIP August 2017
    Cass ·
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    We saved up a whole bunch of money, about 20k. Since we had the money already we ended up paying installments of a few hundred every month on the credit cards and paying it off right away in order to build our credit and because of the cash back offers.

    DO NOT do this unless you plan on paying it all off right away! You should have the money in savings before doing anything.

    • Reply
  • KitandKaboodle
    Master November 2016
    KitandKaboodle ·
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    We had money saved up and continued to save throughout the planning process. We paid for everything with a CC for the points which we used to pay for our honeymoon. IMMEDIATELY after charging, we paid the balance to avoid paying any interest.

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  • Orchids
    Master March 2018
    Orchids ·
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    We found ourselves reluctant to use our savings to pay for a party, so we're renting out a room in our house for $900/month and using that money to pay for it.

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  • Jamie
    Master May 2017
    Jamie ·
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    I worked a second job. We stopped eating out as much and I was religious with my coupon habits. There are great apps that are easy to use and don't take a lot of time (Ibotta, Ebates, etc...). I also looked on Facebook yard sale pages and Craigslist for good local deals on items.

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  • Steph
    Dedicated November 2017
    Steph ·
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    I've been saving for my wedding for years so I can have the wedding I want (or close enough). My account is literally nicknamed "Wedding Savings." FH and I have been splitting the costs evenly in our shared account, but it's still nice to have for my few splurges not in the budget.

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  • Wanda
    Super February 2018
    Wanda ·
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    We each had the money saved up. We opened up a "Wedding Savings" account and put the funds in there. That was our budget for the wedding. However, we didn't account for the honeymoon in that budget, so we are going to be "over" on our budget by the amount of the honeymoon (about $2K). We already have that amount saved up as well.

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  • Jess'sgirl
    VIP November 2018
    Jess'sgirl ·
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    We set ours far enough out to save so we can have everything we want.

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  • Talullah
    VIP May 2018
    Talullah ·
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    Don't go into credit card/loan debt. We're paying as we go. It's hard but we're doing it. My mother bought my dress & my aunt is buying our flowers. We're taking care of everything else

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  • Mrs. B
    VIP March 2017
    Mrs. B ·
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    Personally, we used Monopoly money. It's endless.

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  • mrsaj2b
    Master October 2019
    mrsaj2b ·
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    We had cash on hand to pay for the wedding thankfully! However, I would not have been adverse to using a credit card with 0% interest for a year to pay for some expenses and then making sure I paid off the balance within that year.

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  • Erin
    Devoted September 2017
    Erin ·
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    We had taken a little from savings but have been basically paying as we go. The good thing is realized paying as we go is that if we can set this money aside for the wedding after the wedding we should really be able to put away a lot more in our savings.

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  • VC
    Super April 2018
    VC ·
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    Hey there! We're putting down payments overtime and saving a designated portion of our paychecks each week to a separate wedding bank account we opened. We save enough to match what our budget is at the end of it. So far we're on track and it's been WAY more doable than I thought it would be.

    No credit cards / no loans! Don't do it! If it comes to that, it's time to start making cuts or postponing until you can save up.

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  • G
    Beginner October 2017
    Genesis ·
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    My fiance and I have been paying as we go. We had been saving for over a year. Don't go into debt or use credit cards. . Not a good idea!

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  • Gmac126
    Just Said Yes October 2018
    Gmac126 ·
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    Paying as we go. Just paid the first deposit this past Sunday on credit, but will be paid off by the end of next month. Other payments are spread out so I found it helpful to write out a budget plan and how much to put aside monthly for thr venue and other bookings

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  • M
    Devoted April 2017
    Miranda ·
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    Paid cash. Put a little on a credit card (800) just to build more credit since I'm only 22.

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  • 24kMagicWed
    VIP May 2017
    24kMagicWed ·
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    We saved for a long time, not specifically for a wedding, but just saving in general. We decided to get a Southwest card to pay for all wedding purchases, this way our honeymoon flights will be free. We paid our credit card immediately after each purchase. Everything was paid in full by the wedding. Yay for no debt!

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  • Charlene
    Dedicated April 2018
    Charlene ·
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    Set a budget and stick to it. We pay as we go.

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  • LaKesha
    Super May 2017
    LaKesha ·
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    My husband paid cash for our entire wedding. We have no wedding debt.

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  • Jordan
    Savvy October 2017
    Jordan ·
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    We got engaged last March, had everything booked by mid July, & had everything paid off by January. We just made payments for the 6 months and knocked it out. We had a little bit of a savings built up for it, but didn't use much of it for payments.

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