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O
Savvy July 2018

How did you pay?

OL7889, on July 24, 2017 at 2:29 PM

Posted in Etiquette and Advice 109

Hi everyone, Just curious for those who paid for a wedding on your own...how did you do it? Did you already have a lot of money saved? Take out a loan? Credit cards? Just curious!

Hi everyone,

Just curious for those who paid for a wedding on your own...how did you do it? Did you already have a lot of money saved? Take out a loan? Credit cards? Just curious!

109 Comments

  • Gracie Lou Freebush
    VIP October 2017
    Gracie Lou Freebush ·
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    We lived off FH's paychecks and saved all of mine until we got to our budgeted number

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  • MDEasternShoreBride
    VIP October 2017
    MDEasternShoreBride ·
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    We had saved up most of the money and are paying it off as we go. I have added a few extra shifts at work. We are using credit cards for some costs and paying them off pretty quickly. We got a new card (recommended by financial advisor) to not be charged interest on large amounts for over a year - should be paid off within 3 months and are for the end of wedding final payment costs. Beware - some vendors only want cash/check. Budget accordingly.

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  • PerfectlyPolin
    VIP September 2017
    PerfectlyPolin ·
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    We began saving for our wedding before we were even engaged. We both take a predetermined amount of money from our weekly pay check and put it into a joint saving account which we also add to when we get "extra" money (tax returns/Christmas/birthdays). We have been paying as we go and are hoping to use any monetary gifts from my shower to pay for tips so we can use the rest of our saved money for fun on our honeymoon!

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  • RZ_ToBe
    Master July 2018
    RZ_ToBe ·
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    Tucking away money as we go. We found a number we each could set aside each month and have stuck hardcore to it. Protip: if this is difficult for anybody who loves spending money (guilty), set up a second bank account and put the money in that. Put the card in a drawer so you cannot spend it!

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  • Brittany
    Devoted August 2017
    Brittany ·
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    Save and pay as we go.

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  • Lacy
    Super December 2018
    Lacy ·
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    We've been paying every month on the balance as we go. As well as saving money.

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  • Maria
    VIP March 2016
    Maria ·
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    We were engaged for three years. Saved up and paid as we went for certain things. Ended up saving way more than needed which was nice as it meant we weren't broke after the wedding.

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  • IzziJones
    Super October 2018
    IzziJones ·
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    We made our wedding date 2 1/2 years out, I used my income tax return for most of the large deposits and just save every penny you can. I also had to interview a lot of vendors for each category to make sure they would all fit in my budget. If the vendor I wanted pushed us over budget then I had to go to the next best one. Do NOT go into debit over a wedding.

    If you need more time to save then push the date further out or cut your guest list down and go smaller.

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  • Samantha
    Expert March 2018
    Samantha ·
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    We have our money saved up but are paying in installments using our credit card, paying it off immediately. Gotta get those points!

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  • Beachy
    VIP November 2017
    Beachy ·
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    Daddy.

    Actually my dad has one of those cards he gets airline miles when he buys stuff so he will be putting the venue (all inclusive) on that.

    Otherwise, FH and I are paying for everything with our savings and paying as we go.

    My friend (best friend since I was 14) is a financial guy. He took out a loan for his. He didnt take very much but he made sure he could make the payment and pay it off by a specific time.

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  • Stephanie
    Super May 2018
    Stephanie ·
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    We are paying as we go. We just bought a house so some is on credit card that has 0% interest for a year. We could pay it off in full at any time if we needed to but we budgeted to use it for the wedding and will be able to pay it off 3 months post-wedding. We are paying for about 90% of the wedding

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  • Dulce
    Super October 2017
    Dulce ·
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    Saving as much as we can and paying as we go

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  • S. Suarez
    Super March 2018
    S. Suarez ·
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    FH & I saved a lot before getting engaged. Luckily, most of our wedding is paid off. Since getting engaged, we've been saving more for the little & unexpected things.

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  • FutureMrsR
    VIP May 2018
    FutureMrsR ·
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    Cold, hard cash that we saved up. Don't throw a wedding you can't afford.

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  • bobbileighba
    Expert June 2018
    bobbileighba ·
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    We had a chunk saved up when we got engaged because we knew it was happening. Now we are saving as we go.

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  • Megan
    Super October 2018
    Megan ·
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    Do not do a loan! FH is using his credit card because he gets points and cash back. He also pays it off every month. We also opened up a separate savings account to put money into for the wedding

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  • Beth
    Expert October 2018
    Beth ·
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    Mostly fiances deployment money for the big stuff like vendors but I'm paying for a lot of the little stuff here and there

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  • DoggoMom
    VIP August 2016
    DoggoMom ·
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    Used money we already had in savings. Paid for things with credit cards to earn points then used savings to pay them off right away.

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  • Rae
    Devoted September 2018
    Rae ·
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    We both had saved up for a while even before we were engaged, and we're paying as we go.

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  • Mokobun
    Dedicated May 2018
    Mokobun ·
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    We are having pretty long engagement partially because we wanted to pay the wedding on our own and debt-free.

    We got engaged 2.5 years ago and have been saving for about 2 years. We are at 2/3 of our goal and will be able to fully pay our wedding off by the wedding. Smiley smile

    But we are also utilizing credit cards so we can take advantage of bonus points & cashback. We have enough savings so credit cards are being paid off right away.

    I think this has been one of the best decisions we've ever made! Smiley smile

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