Help! Planning during the pandemic.

Hello fellow Grooms and Brides,
I’m having an issue with planning my wedding, we are at a standstill because of NYC stay at home rules and it’s beginning to worry us. Our date is on 10/9/2020 and though it’s a decent time away it’s concerning us because we don’t want to have to scramble in 3 months to finalize things for our big day. Our venue Dumbo Loft has not been reassuring on our concerns. They keep reiterating that they are following government mandates And our date is too far out but that to me doesn’t help people who are still planning and can not. To add insult to injury the venue told us that if we want to change our date we would be forfeiting our down payment and would have to submit a new one for a new date. The issue is that the wedding season just got much smaller, which means that planing has now gotten more competitive as everyone’s date shifts to the fall. If we were able to shift out to winter or even early next year that would give us ample time to plan and open up more availability for those dates that were canceled in spring and summer. Is anyone else experiencing this and if so how are you guys handling it?