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Cher Horowitz
Master December 2019

Finances

Cher Horowitz, on August 11, 2019 at 6:38 PM

Posted in Community Conversations 43

My dad wasn’t transparent with my mom about finances. After they were married, she found out he was in loads of debt. My FH only has student loans. My mom wants there to be no secrets between me and FH regarding money. FH recently got a new teaching job, so I asked about his new salary. He refuses...
My dad wasn’t transparent with my mom about finances. After they were married, she found out he was in loads of debt.

My FH only has student loans. My mom wants there to be no secrets between me and FH regarding money.

FH recently got a new teaching job, so I asked about his new salary. He refuses to tell me and says he won’t disclose his salary until after we marry. He thinks it isn’t my business to know now. I think this is really weird and dishonest. Am I overthinking this?

43 Comments

  • Erin
    Expert November 2019
    Erin ·
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    I don’t think so. I would not be happy about my FH being reluctant to discuss his finances with me. When you get married, what’s mine is yours and what’s yours is mine—which includes debt. Have you discussed spending habits or any other financial aspects of married life? You both need to be open and honest as it will help provide a sense of financial security if you are both on the same page with regards to finances, spending, saving, etc. When my FH and I had been together for almost two years, we began discussing finances. He was in around $20k of debt and I had a few thousand left on my student loans. We made it a priority to save as much as possible and pay as much off on his debts as we could so that we could become 100% debt free. It took about three years to get there (with unexpected expenses), but here we are...it took us sitting down together, writing all debts out on a whiteboard, looking at our spending habits, and examining where we were financially to realistically come up with a plan to dig ourselves out of debt and to put us in an ideal financial position. We also turned to financial gurus like Dave Ramsey and Chris Hogan. You can find videos on YouTube, in published books, on radio talk shows, etc. That helped us so much!
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  • MrsD
    Legend July 2019
    MrsD ·
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    This is pretty odd to me. Prior to getting married, we bought a house. We were already 100% honest with each other but I guess it was a good way to be like "here is any and all of my debt, here is my monthly income, here is my savings, here is my credit score" to each other if we didn't feel like we knew enough. I'd advise going to couples counseling to discuss finances prior to being married.

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  • M
    Legend June 2019
    Melle ·
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    That's kind of weird. I mean is he maybe embarrassed or something by it maybe?!
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