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Sarah
Dedicated June 2019

Event Insurance

Sarah, on March 29, 2019 at 4:38 PM Posted in Wedding Reception 0 19
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We have to have $1,000,000 in event insurance. Yes you read that right 1 million in event insurance for our reception due to liabilities in the past that happened at this place.
How much did you pay for event insurance and for what amount? I can go through my home insurance but it will cost me $300-400 and I’m hoping to find some place cheaper.

19 Comments

Latest activity by Samantha, on May 17, 2019 at 12:21 PM
  • Future Mrs.greenwood
    Expert September 2019
    Future Mrs.greenwood ·
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    The venue is requiring the vendors to have it . If I do get it, it won’t be until I am 2-3 months closer to my big day
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  • Angela
    Expert June 2019
    Angela ·
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    This is a common thing for venues to ask for. Try wedsafe.com - they may have some lower prices.
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  • Janet
    Dedicated June 2019
    Janet ·
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    Our venue is making us get wedding insurance through Wedsafe and it was fairly reasonable (we have 120 guests, outdoor-indoor venue).

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  • Kelly
    Champion October 2018
    Kelly ·
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    A million in liability insurance is pretty standard. Check out wedsafe.
    • Reply
  • AtoZ
    Devoted May 2019
    AtoZ ·
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    Use EventHelper - I have $1,000,000 in venue insurance with $100,000 per incident. My guest count is 275. I paid $135.
    • Reply
  • Emilie
    Super April 2019
    Emilie ·
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    We went through EventHelper ... and for 100 people we are paying $98. Ours is mandatory too.
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  • C
    Master January 2019
    Cassidy ·
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    I used progressive i think. And we spent around $100. We had a million in coverage and included alcohol.
    I googled wedding insurance.
    • Reply
  • J
    Just Said Yes October 2019
    Jessica ·
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    I paid $175 for my through my homeowners. They wanted $457 but that included all the cancellation insurance. I opted out of that and just got the liability insurance
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  • Renae
    Dedicated August 2019
    Renae ·
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    I went through Markel and my liability insurance for 1mil was $175.

    https://www.markelinsurance.com/event/reviews2

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  • Vicky
    VIP January 2020
    Vicky ·
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    That's actually not an unusually high amount for event insurance. There are event insurance companies that have very affordable prices. I've heard good things about Wedsafe.

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  • Sarah
    Dedicated June 2019
    Sarah ·
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    Here where I live people are saying that’s nuts. No one I’ve talked to has paid over $400,000. That’s why I was shocked as well. Thanks!
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  • Sarah
    Dedicated June 2019
    Sarah ·
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    Thank you!!
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  • M
    Expert September 2018
    M ·
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    We did it. The venue offered an option for $200. I found it for about 100
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  • Cynthia
    Expert May 2019
    Cynthia ·
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    Used wedsafe! I thought it was a strange request, but found out after research it’s fairly common. (Your vendors will likely need to provide insurance and cover the venue as well!) $190 for us for $1M for an outdoor venue for 125 people including alcohol.
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  • Mrs.
    Super May 2019
    Mrs. ·
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    I paid $95-ish on EventHelper for $1 million as well. I have 100 guests. Wedsafe was another option, but it was going to cost me $150 I think.

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  • C
    Super July 2019
    Crystal ·
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    I don't have wedding insurance and I don't plan on getting it lol
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  • Anastasia
    Dedicated June 2020
    Anastasia ·
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    Are you having it at a location other than a business designated as a venue? They normally would supply this. But I would shop around and be specialize the coverage criteria. I have paid as low as $120 for events with $1m coverage

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  • Clíodhna
    WeddingWire Administrator January 2030
    Clíodhna ·
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    Hi Sarah Smiley smile

    Did you get your wedding insurance sorted? Did you end up going through your home insurance or elsewhere?

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  • Samantha
    Dedicated September 2019
    Samantha ·
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    We also had to have a minimum of $1 million but we went through USAA and got 24 hour coverage including rehearsal for $127.

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