Hey Wedding Wire Community,
You guys have given me great advice before so I'm hoping you can do it again about wedding insurance. I've been doing research all day about it but I can't decide if it's a really smart idea or a rip off!
Here's some details. My venue is a very established and well respected country club. It is very unlikely to close unexpectedly. My vendors are also all owners of established businesses. I trust them totally to do their jobs. My venue doesn't require us to purchase insurance. They have their own liability insurance but say we are still responsible for our guests. We will be serving beer and wine but don't expect any of our guests to go crazy and destroy the place. Our wedding will be in the summer so no threat of blizzards and a tornado /severe thunderstorm is possible but unlikely.
I guess with all that being said the chances of needing the wedding insurance are very low. Do you think it's worth spending the $350 I was quoted? I'd love to use that money elsewhere but I don't want to regret it later. Thanks!