Vendor Insurance

If you really like him and can afford it then get the one day additional insurance. I talked to some venues that wanted this. Mine did not, but they required wedding insurance, it was not expensive at all.

I personally have not heard of DJ insurance but I think you might want to ask your venue specifically because at the end of the day, it's their hoops your jumping through

Yes, I definitely feel like it's jumping through hoops. We have to carry wedding insurance, plus all our vendors have to be insured :/

I don't know if it's common, but my venue also requires all vendors to have insurance policies.

Your Dj is wrong. Almost every venue I work at requires insurance from every vendor except officiants. And every vendor that I recommend has it; it's the part of being a pro.

He needs to provide it, and it's his problem to get it.

Honestly, I can't even imagine a pro who doesn't carry insurance; that is far too risky.

I'm an independent contractor for my job, and although I work at a hospital that has insurance, and the larger medical system has insurance - I'm still required to have my own insurance too - and I'm not a doctor - the likelihood I'm going to hurt someone is SUPER low - but having insurance is better than having a single issue where I get sued.

I wouldn't think it's totally out of the ordinary. My venue states I can have any vendors I want, as long as they're insured. I'm more surprised your DJ doesn't have any policy than I am it's required.

My venue requires all vendors to have insurance, and I would think as a wedding professional, all of your vendors should already have it.

Honestly a pro who doesn't have a liability policy is scary to me... I would keep looking.

My venue required we buy insurance for the day through them for $700. Also all vendors are required to carry insurance. Even my decorators have to be insured for 1mil min. I would look for another DJ asap

Regardless of whether venues require it, all your vendors should have liability insurance. It's an easy distinction between pros and non-pros; the pros all have business insurance.