Thank You Card Wording

As long as each note is handwritten and tailored as best you can (e.g., "thank you for the awesome toaster" vs. "thank you for your gift" (when it was something other than $$$ ) ), it's fine and completely understandable if they follow a similar pattern. People will just appreciate that you took the time to show your appreciation. I'd probably say something generic about the monetary gifts like, "thank you for your generous gift, we'll put it toward a down payment on our future home."

No one is going to compare their thank you cards.

Where there are specific gifts, you refer to them. And you make some nice personal comment. That is standard format, so they sound similar. People only object to one size fits all notes, " Thank you for your gift, and it was nice to see you" type. With money, you may say, we have a dedicated savings account ( or credit union account) for a down payment on a house, and your gift is bringing us a step closer to owning our own home . . . Or similar. And some comment. By the time we have a family, we want our house with a picket fence. Or, our idea of perfect city living is to buy a condo near downtown, and walk easily to everything. Or, we want to buy a fix up duplex, so we live on one side and may use rent from the other to pay off our mortgage sooner. Any reasonably true, brief statement. People like to think they have helped you out, and have an idea where it is going. If you are doing as you said, back bills, house fund, and their money went to back bills, say : Following our wedding , having paid off our outstanding bills, we are adding all gifts to our Save for a House account. With the wedding behind us, and no money owed, we will start our married life feeling secure, and able to regularly put earned money in our House Fund. So, you need not say they paid for the car repairs you had to charge the week before the wedding, even if they did. Just that with your gift, and starting with little debt, or just school or car debts, your house fund will grow fast. Their impression, they helped toward your house fund growing. And your financial security.

I'm having a template but I can add little things here or there.

It's totally okay to keep most of it the same (if it's cash or the like), but I'd include at least a but of personalization. I try to include something from a conversation we had...."I hope you and your family have fun on your cruise this summer", "it was great to meet your newborn" or something.

I can't imagine people compare thank you cards, so I wouldn't worry. A lot of ours sound super similar!