We have talked to a few photographers, and found a young couple in our area who offered a very reasonable quote and whose style we really like! The only concern is that they require the entire payment a month before our wedding day (or on the morning of the wedding day at the latest). When I asked if we could pay 80% upfront and keep the remaining 20% until we received our digital images she told me that "none of the images will be released until a full payment has been received. It is a normal practice amongst our wedding photographer circle."
Is this what others have been told as well? Am I wrong in thinking that we should reserve some portion of the payment until after we know we got our images? I don't mean to be difficult, but my FH is really concerned, and it seems like a weird way of doing things business-wise... but if this is normal practice that's fine! Just would be good to know :-)