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Just Said Yes November 2021

Newly engaged and unsure about budgeting/who is paying?

Kimberly, on June 18, 2020 at 1:19 AM

Posted in Etiquette and Advice 34

Hi everyone! Newly engaged future bride here. I’m in a serious predicament and need some help. My fiancé is under the impression that my father should be paying for the big things (venue, DJ, and photographer). I am assuming he got this logic because his family is traditional — his sister is...

Hi everyone! Newly engaged future bride here. I’m in a serious predicament and need some help.


My fiancé is under the impression that my father should be paying for the big things (venue, DJ, and photographer). I am assuming he got this logic because his family is traditional — his sister is recently married and his parents paid for pretty much all of it. For background: my parents are divorced. My dad makes a good living, but not nearly as much as his parents bring in. My mom is out of the question to even ask because she struggles financially, has never gone to college and has always struggled since their divorce. My dad is a man of VERY few words so to even consider having this conversation with him is eating at me. My fiancé has made it clear that he does not think we should have to pay for the larger sums of money because we do not live together and we are trying to save for a house. We are also both in entry level positions in our respective jobs, making below average money for where we live. He pretty much said that if we cannot get the large bills covered, we will be engaged for years. I do not want this, and I truly have no idea how much we will foot ourselves. I am willing to stop saving and rather put money away monthly towards a wedding, but he would rather continue saving for a house. He pretty much told me if his parents needed to pay for something big, they probably would, but he does not want to go that route. I feel like it’s rude to ask my father for money, but rather see if he comes to me. At this point, my fiancé And I have two completely different views on this and I don’t know what to do. I was so excited and now I literally feel sick over this. I always pictured my family contributing, but now that I see the real life dollar signs in front of my face, it seems FAR too expensive for one side of the family to have to manage. Has anyone been in similar situations or have any advice for me? We really want a Fall 2021 wedding, and due to COVID weddings being rescheduled for 2021, I want to get the finances out of the way sooner rather than later, so that we can book a venue at least.

34 Comments

  • W
    VIP September 2020
    Willow ·
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    The wedding is the responsibility of the couple. I don't like how your fiance is seemingly holding your wedding hostage until your father pays up. That's a convenient tradition for your fiance to stick onto.


    I think both financial counseling and and premarital counseling is in order asap. If your fiance knows a wedding means a lot to you, he should talk to you about how to make it work and be willing to pitch in. If he wants to spend nothing, then you may need to look into a courthouse wedding.
    Expecting someone else to fund your event is highly entitled, and I'd see that as a red flag.
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  • A
    Super August 2020
    Alex ·
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    You pay for your own wedding, unless someone else offers to pay. It's really that simple.

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  • M
    VIP January 2019
    Maggie ·
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    I absolutely agree with everyone who said you and your future spouse should consider yourselves responsible for paying for your own wedding until and unless someone offers to help. And even if someone offers to help, remember that money comes with strings and it still might make sense to fund everything yourselves.

    It sounds like you and your future spouse have a lot of work to do on communicating financial goals and plans and working together toward a shared future. I would check some financial planning books out of the library and work through the exercises together. NOW is the time to get on the same page financially. This is much bigger than wedding planning; this is life planning.

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  • T
    Expert May 2010
    Theresa ·
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    Elope. It costs next to nothing, so the house savings won't be affected, and your entry level jobs can handle the budget.

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  • Nicole
    Master September 2020
    Nicole ·
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    Echoing PP, plan for the wedding you and your fiance can afford without any assistance from family. That way, if they offer to pay for something for you, it's a bonus. The best advice I heard at the beginning of wedding planning in regards to setting a budget is to take the length of time of the engagement and multiply it by the amount of money you can put aside after paying for bills, saving, etc. So, for example, if you have a 15 month engagement and are able to set aside $1000 per month, your wedding budget would be $15,000. If that doesn't sound like a feasible option for you two, I'd seriously consider Theresa's suggestion of eloping. Find a beautiful place that you two love (in country, out of country, literally wherever), hire an officiant and photographer, and go get married. Leave the option open for others if they want to come (I know our families would want to be there), but as far as wedding expenses go, you would just cover your travel, hotel, officiant, photographer, etc. If others come, take everyone out to a nice dinner after the ceremony. That would definitely help with the budget as you would be hosting far fewer guests than a traditional reception (and guests are the #1 way to make or break a budget).

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  • C
    Savvy September 2020
    Charolett ·
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    Fiance and I are paying for every penny, no help... You have to get alittle here and there up to the wedding day

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  • M
    Master October 2021
    Mrs.a ·
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    I agree with everyone here...as we are paying for our wedding ourselves, you should have that discussion with FH first and decide on how you’re going to go about being able to afford the wedding you envision, and discuss the vision you both have to make sure you’re on the same page.

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  • Pirate & 60s Bride
    Legend March 2017
    Pirate & 60s Bride ·
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    Patents paying for a wedding is outdated. Nobody is responsible except the couple. If a family member contributes, great. But you’re right; it’s rude to ask for money. Plan the wedding you can both afford.
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  • Mcskipper
    Master July 2018
    Mcskipper ·
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    We started out by coming up with our own budget and trying to plan for the wedding *we* could afford. Then both sides of parents came and offered something (of their own choosing, and unprompted), which we very much appreciated. If they hadn’t done that, we would’ve just worked with what we had (and had a smaller wedding/cut some corners to fit within our own budget).


    Frankly, I would’ve been more than a little miffed if my H insisted that my parents should be paying for our party - my parents’ money and what they choose to do with it isn’t any of his business. I’d be very uncomfortable if he were to push me to ask them for money, and I wouldn’t go out of my comfort zone and do something I felt was rude on his behalf. I’d have a sit down and make that clear, and really establish our financial plan, and what we want out of a wedding, and how we can make that work with the money we have, and what alternative solutions for our day we could agree upon (cutting guestlist/ pushing date etc). If dad offers? Great! If there’s some level of conversation you’re comfortable having, fine. But you know him and your relationship best and if you don’t feel it’s right to ask ...don’t.
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  • Martha
    Devoted February 2024
    Martha ·
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    I agree entirely. You and your partner need to sit down and talk it through, you don't want to go into debt to pay for the wedding and asking for money shouldn't be on the table, like everyone says if they offer its one thing but you shouldn't ask for it. For certain if you wish to be married to be married a courthouse can be your choice and wait to have the bigger party down the line. I am also on the boat to save for a house and a wedding, we decided we want the house first if we need to move the wedding party down we will. A small intimate family dinner after a courthouse wedding seems very likely for us since we wish to be united.

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  • Vicky
    VIP January 2020
    Vicky ·
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    I agree with this. Your fiance's attitude is a red flag to me.

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  • Hanna
    VIP June 2019
    Hanna ·
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    I also agree with Willow and Vicky. Red flags

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  • Fmv
    Super October 2020
    Fmv ·
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    Pay for the wedding you can afford. If someone wants to offer and pay something-they will. You dont go and ask people if they are planning to contribute. Thats tacky and rude.


    Also your fiance needs to get a reality check. It seems like he is guilt tripping you and holding the wedding hostage untill you can find someone "to pay the larger bills"Just no. If you cant afford a large wedidng...have a family member or friends marry you in front of your closest family members. Do it a backyard. Park, rental hall. Community center.Have tacos or pizza, or just a cake reception.You dont have this huge wedding just to get marriedDo what YOU can afford. The bills are nobodys problem but yours
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  • Nahnie2552
    Dedicated October 2020
    Nahnie2552 ·
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    I totally understand tradition but I believe that has gone out of the window. When you're an adult, making adult decision such as getting married, you shouldn't have to rely on family/parents to foot the bill. They already have their own financial obligations and shouldn't be responsible for yours b/c you've decided to get married. If your patents volunteer willingly on their own to pay for something, accept it but if they don't, assume you're paying yourself. Hope this helps!
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