Lilyann
Just Said Yes July 2021

My mom said she'd pay for my dress

Lilyann, on May 16, 2021 at 6:20 PM Posted in Wedding Attire 0 11
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So I have a sort of dilemma. I went dress shopping back in February and found a dress that I LOVED the at the first store I went to. We ended up ordering the dress, and were told that it would be in by June. At the time, we only put about half of the amount down as my mom couldn't afford to do the full amount all at once.

Since then, she has quit her job (and has not been super adamant about finding a new one as she hates her career), and recently had to go to the hospital. On top of that, because I am in school, she has been helping me pay for my on-campus housing.

That being said, I'm not sure if she ever finished paying for the dress, and I don't have the money to pay the rest of the amount and also pay for other bills. I don't know if I should ask her about it as she's had to spend a lot of money recently and I know it stresses her out. I've been planning on calling the shop, but I don't want to ask for the amount and then not put anything down.

What should I do?


11 Comments

Latest activity by Elizabeth, on May 17, 2021 at 12:21 PM
  • Samantha
    Rockstar October 2022
    Samantha ·
    • Flag
    Call them, find out how much is owed and plan from there.
    Many people are in your situation right now, and maybe the dress shop will find a way to work with you.
    • Reply
  • Michelle
    Rockstar October 2022
    Michelle ·
    • Flag
    You need to call the shop and either pay the balance or have mom pay.
    • Reply
  • Apryl
    Devoted March 2022
    Apryl ·
    • Flag
    Call your mom. She volunteered to pay for the dress and you need to know if she can pay the rest.
    • Reply
  • Lisa
    Super October 2021
    Lisa Online ·
    • Flag
    I would call the boutique and ask what’s owed and then speak with your mom about the balance.
    • Reply
  • Kari
    Master May 2020
    Kari Online ·
    • Flag

    Call the shop and find out if the dress is paid for. You can ask them to not reveal how much is owed on the dress but just let you know the status if you really don't want to know the amount. If you don't resolve the payment issue you aren't going to have the dress, so it needs to be done one way or the other. So at the very least figure out if it's paid for and a deadline for when it needs to be paid in full.

    While unlikely, it is possible that your mom paid off the balance already without telling you. The shop also might have payment plan options or information about low interest borrowing (I'd highly advise against taking on debt, but if you can borrow money at a very low interest rate you can likely pay it all back within a few months with cash gifts given to you once you have your wedding).

    • Reply
  • Natalie
    Devoted January 2022
    Natalie ·
    • Flag

    It seems pretty unlikely that your mom has paid for or has the money for the dress at this point...she didn't have the money for it when she was working (and no savings it seems) so I don't see how she would have it now without a job and with a medical emergency on top of that.

    Definitely call the shop and see what can be done. Maybe they can set up a payment plan with you. IDK how much money you have available at all (saving up for the wedding?) but maybe it can be put on a credit card, although only if you can pay it off within a few months because otherwise the interest rate will get you.

    • Reply
  • V
    Champion July 2019
    Veronica Online ·
    • Flag
    Unfortunately, it doesn't sound like your mom has the money to pay the remaining balance. She didn't have the money when you were went and she's since quit her job and been in the hospital so the best bet is going to be to call the shop and see what the balance is then come up with some plan for you to pay it off. Maybe you could pay for it with a low interest credit card and make monthly payments on the card or get a part time job with something like DoorDash in order to make the money to pay for the dress.
    • Reply
  • Sam
    Devoted October 2021
    Sam ·
    • Flag

    Hi there!

    I would call the shop and see what your options are. They may be able to work with you or put you on a payment plan. If you think this may be too much of a financial strain altogether see if they have any dresses in the amount that you had already put down and see if you could just do an exchange? Someone suggested a credit card but I would HIGHLY advise against a credit card... especially being a college student it seems like you are not in the best financial situation to take on any extra payments. Not saying you are... BUT if you are not careful with credit cards it can really ruin your credit- which you do not want especially starting off in a new marriage.

    Good luck!

    • Reply
  • Kristen
    Devoted October 2021
    Kristen ·
    • Flag

    Not to be a broken record, but the way to start above anything else is to call the shop to find out exactly what the balance is, and then see what your options are about paying what's left. Did you get it from David's Bridal, or from a local place? I took out a DB credit card to pay for my dress. I've also since used it to pay for my alterations and my veil, and I make a payment of at least the minimum balance every month. Sadly I wasn't able to get it all paid off in the first six months, so now I also have interest, but the interest is pretty much all I'm paying for at this point. I would also talk with your FH, not so much to ask for money but to tell him what's going on, and then maybe together the two of you can figure out what from your wedding budget you can pull so that you can make a payment. I would save the conversation with your mom until after you've talked to both the dress shop and your FH. Remind her that she had offered to pay for the dress, and see if she still has any intention to do so, even if it's not in full. With enough input to put a plan in motion, you'll get the dress paid off, and more importantly, your dress will be yours for your special day. Smiley smile Good luck!

    • Reply
  • Monica
    Super October 2021
    Monica ·
    • Flag
    Call the shop, ask for the balance and ask if a payment plan is possible. Then talk to your mom. Maybe split the balance and take turns to pay on the payment plan
    • Reply
  • Elizabeth
    Super June 2021
    Elizabeth ·
    • Flag
    View Quoted Comment
    This. Needs go on credit cards, wants should be paid in cash or forfeited. You want to be careful to keep yourself financially healthy. I would see if you can work out getting a cheaper dress with the bridal shop
    • Reply

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