My mom said she'd pay for my dress

Call them, find out how much is owed and plan from there.
Many people are in your situation right now, and maybe the dress shop will find a way to work with you.

You need to call the shop and either pay the balance or have mom pay.

Call your mom. She volunteered to pay for the dress and you need to know if she can pay the rest.

I would call the boutique and ask what’s owed and then speak with your mom about the balance.

Call the shop and find out if the dress is paid for. You can ask them to not reveal how much is owed on the dress but just let you know the status if you really don't want to know the amount. If you don't resolve the payment issue you aren't going to have the dress, so it needs to be done one way or the other. So at the very least figure out if it's paid for and a deadline for when it needs to be paid in full.

While unlikely, it is possible that your mom paid off the balance already without telling you. The shop also might have payment plan options or information about low interest borrowing (I'd highly advise against taking on debt, but if you can borrow money at a very low interest rate you can likely pay it all back within a few months with cash gifts given to you once you have your wedding).

It seems pretty unlikely that your mom has paid for or has the money for the dress at this point...she didn't have the money for it when she was working (and no savings it seems) so I don't see how she would have it now without a job and with a medical emergency on top of that.

Definitely call the shop and see what can be done. Maybe they can set up a payment plan with you. IDK how much money you have available at all (saving up for the wedding?) but maybe it can be put on a credit card, although only if you can pay it off within a few months because otherwise the interest rate will get you.

Unfortunately, it doesn't sound like your mom has the money to pay the remaining balance. She didn't have the money when you were went and she's since quit her job and been in the hospital so the best bet is going to be to call the shop and see what the balance is then come up with some plan for you to pay it off. Maybe you could pay for it with a low interest credit card and make monthly payments on the card or get a part time job with something like DoorDash in order to make the money to pay for the dress.

Hi there!

I would call the shop and see what your options are. They may be able to work with you or put you on a payment plan. If you think this may be too much of a financial strain altogether see if they have any dresses in the amount that you had already put down and see if you could just do an exchange? Someone suggested a credit card but I would HIGHLY advise against a credit card... especially being a college student it seems like you are not in the best financial situation to take on any extra payments. Not saying you are... BUT if you are not careful with credit cards it can really ruin your credit- which you do not want especially starting off in a new marriage.

Good luck!

Not to be a broken record, but the way to start above anything else is to call the shop to find out exactly what the balance is, and then see what your options are about paying what's left. Did you get it from David's Bridal, or from a local place? I took out a DB credit card to pay for my dress. I've also since used it to pay for my alterations and my veil, and I make a payment of at least the minimum balance every month. Sadly I wasn't able to get it all paid off in the first six months, so now I also have interest, but the interest is pretty much all I'm paying for at this point. I would also talk with your FH, not so much to ask for money but to tell him what's going on, and then maybe together the two of you can figure out what from your wedding budget you can pull so that you can make a payment. I would save the conversation with your mom until after you've talked to both the dress shop and your FH. Remind her that she had offered to pay for the dress, and see if she still has any intention to do so, even if it's not in full. With enough input to put a plan in motion, you'll get the dress paid off, and more importantly, your dress will be yours for your special day. Good luck!

Call the shop, ask for the balance and ask if a payment plan is possible. Then talk to your mom. Maybe split the balance and take turns to pay on the payment plan

View Quoted Comment This. Needs go on credit cards, wants should be paid in cash or forfeited. You want to be careful to keep yourself financially healthy. I would see if you can work out getting a cheaper dress with the bridal shop