I recently went to Macy's to set up our registry when the woman helping asked if I had set up the dream fund, I told her no I hadn't and that I didn't know what it was. She then hooked it up to my account and handed me a card and said okay here you go. I still had no idea what it was except that I was given a card for it. I later looked it up and it's basically a spot for people to leave money on the gift card, I obviously do not want this so have been calling the past two days and keep being told that they division who handles the dream fund is closed.... who is closed mid week I have no idea. Just wanted others to learn from my mistake (: I'm quite annoyed at this point. Lol