Loans advice?

Just take this down. Everyone is going to tell you push back the wedding until you can afford it... you shouldn't take a loan out for a party.

It's a seriously bad idea to take out loan for a one day party. This is not "good debt" by any stretch. Graduate from college, get a job, and SAVE for the wedding you can afford, when you can afford it.

Nooooope. Have the wedding that you can afford, without taking out loans. Push back your date, scale down your wedding, or elope.

Do not take out a loan.

Either cut back and have a wedding that both you and FH can afford or...

change the date and push it back a couple of years.

You do not want to start married life with unhealthy debt. You are focusing on school and will want to establish yourselves. If you want to be married, have a small ceremony and a dinner to celebrate. Don't go into debt over a damn party.

This is a terrible idea. You should not be going into debt over a party. Have the wedding you can afford.

Either push your date back or elope/courthouse/hire an officiant route. You clearly can't afford the wedding you are planning and you should never go into debt for an unnecessary party.

I'm in my second semester (starting over new degree) and we pushed ours back to save first. That may be your best choice to do that. Or find places in your budget. Don't want to go broke over this

Hale no. You will have regrets.

It sounds like you aren't ready to get married. Push it back, finish school, save for your wedding and then get married.

The venue is ony one of many expenses. If you cant afford that, maybe consider a recreational park. June weather will be nice for a beautiful ceremony

Do not take out a loan for a party. It's a horrible, irresponsible idea.

Have a tiny ceremony with a great officiant, your closest friends and a little restaurant.

Think about it this way, its your wedding why would you want more stress and debt? Otherwise you may regret not doing it the way you want and dreading the bills later. You already have enough on your plate, why rush.

Here is some additional advice: push back your wedding so you can gain life experience as a real, working adult in the real world, before you jump into marriage. College can be a bubble. It's important to establish yourself as an individual and get to know yourself as a self-sufficient, fully functioning adult. I was a much different person when I graduated college than I am today 8 years later.

It may seem tempting to just get the payment over with. But you don't want to start your life after college with a loan hanging over your head.

As others said--a wedding is a party, and you don't take out a loan or borrow money for a party, it's terribly irresponsible.

Save up, push back the wedding, or just scale down. You can have a lovely wedding with an intimate group, a restaurant reception, and a courthouse or "local elopement" for a very low price.

Just here to reiterate the insight of PPs... it is never worth going into debt over a party.

Want to get married right away? Have a small ceremony, take your immediate family out to a nice dinner.

Want a big wedding? Then wait a few years, get hired, save money and be able to comfortably afford the wedding you want.

Part of entering the workforce and becoming an adult is prioritizing your responsibilities. We all want the fairytale wedding but at some point (for 98% of us) reality comes into play. Everyone on here has compromised with something related to their wedding... and their life. Good luck!

Sounds like you're living beyond your means. The worst thing you could do is take out a loan and make the situation worse. A loan isn't free money to "lighten things up" - you do have to pay it back WITH INTEREST.

Just like everyone has said, push the wedding out or cancel it. You shouldn't take out a loan for a party.

The only acceptable loans, I'm my opinion, are a mortgage, student loans, and possibly car loans. That's it.

Plan the wedding you can afford, it's not worth taking a loan out for imo

Bad bad bad idea