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Elizabeth
Master December 2016

Is it rude not to deposit a check?

Elizabeth, on November 21, 2016 at 2:57 PM

Posted in Etiquette and Advice 34

I invited a dear friend of mine to our wedding. She declined the invitation, which I totally understood, but she then sent a sizable check. She's a single mom and I know she could use that money for Christmas, so I don't want to cash it. But I also don't want to insult her. Is it poor etiquette not...

I invited a dear friend of mine to our wedding. She declined the invitation, which I totally understood, but she then sent a sizable check. She's a single mom and I know she could use that money for Christmas, so I don't want to cash it. But I also don't want to insult her. Is it poor etiquette not to deposit a check?

34 Comments

  • Ms. MRose
    Super April 2017
    Ms. MRose ·
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    FH and I watch our expenses closely and we wrote a check to a friend of his wedding last year. Honestly it was pushing the limit of what we could afford at the time but we wanted to do something nice since he and FH have been friends since elementary school and FH stood in his wedding. We waited and waited for him to deposit the check, which caused monthly frustrations for us. 6 months came and went. No deposit. 8 months. No deposit. The wedding was last October, and not only did he never deposit our check (or anyone's that I've asked) no one received a Thank You card either. It was a very frustrating situation and his poor mother is so embarrassed by her son's behavior. Now FH wants him to stand in our wedding and I'm incredibly annoyed and apprehensive.

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  • Chip
    Master March 2018
    Chip ·
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    Cash it! There is nothing worse than sitting waiting for someone to cash your check

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  • Elizabeth
    Master December 2016
    Elizabeth ·
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    Thanks for all the advice.

    Just to clear something up, I never said that because she's a single mom she can't afford it. Those words never left my keyboard. I said that I know she could use that money for her kids. Just to put this in context, it's a check that's in the $500 range. And she works retail. That's not to say she can't afford it because, as someone else said, she wouldn't have put me over her kids and I know that. It's just a crazy amount, no matter who it comes from. I feel weird cashing it, but I certainly don't want to insult her by not cashing it, so I guess I will.

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  • Nikol
    VIP December 2017
    Nikol ·
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    I think this is very thoughtful of you. I'd cash it, and maybe get the kids something awesome for Christmas.

    This happened to me once. I gave a check for $300 to one of my best friends for her wedding, plus paid for my hair and makeup, dress and shoes (I was a BM). I saved up, because I knew the dress wasn't going to be cheap and the stupid ugly shoes cost me close to $200. She didn't cash the check in a timely manner, and I checked my account everyday waiting for it to clear. She actually called me before cashing it and asked if I was sure I meant to give it to her. I blew it off and told her yes, and that she was being silly. I literally cried when we got off the phone. I don't want to say I was offended, because I think I was more hurt than anything. I questioned how my friends may have thought about me and was worried about them talking behind my back.

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  • Z
    Master May 2012
    Zoe ·
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    Cash it and buy her a REALLY big gift card to someplace you know she frequents for Christmas.

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  • 5starFM
    VIP January 2017
    5starFM ·
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    You did say she is a single mom though. Sounds implied to me. If that point wasn't important, why mention it all? Agree with others, cash the check.

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  • Jessica
    Super October 2017
    Jessica ·
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    Cash it

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  • O&L
    VIP September 2016
    O&L ·
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    I know how your feelings. I invited my whole company (pretty small) to our wedding and one of the guy who worked for me wrote us a pretty large check. I know exactly how much he made and felt guilty taking that money. But if we don't, it is also very rude. H also got gifts that he's not comfortable with. One of his friend is totally broke but added some cash to the card.

    Just cash it right away write and sent her a very nice thank you note.

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  • Mrs. B
    VIP March 2017
    Mrs. B ·
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    Cash it. Why would she write a check if she couldn't afford to give you the gift? I find it really irritating when people hold onto a check forever without cashing it.

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  • Elizabeth
    Master December 2016
    Elizabeth ·
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    "You did say she is a single mom though. Sounds implied to me. If that point wasn't important, why mention it all? Agree with others, cash the check."

    Oh for goodness sake, I mentioned it because she IS a single mom and she's raising two kids on her own without a second income. That does not mean that she or all single moms are poor or whatever else you think it implies.

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  • Muffinbutton
    Super August 2017
    Muffinbutton ·
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    OP your heart is in the right place, but you need to cash it. Consider being extra generous yourself and maybe buying her kids nice gifts for the holiday, but definitely cash it.

    @Mrs. MRose- honestly in the situation you described I would seriously be concerned that your card/check for lost. Who knows, you could be thinking he is rude and maybe he is thinking you didn't bring a gift. If its a good friend, give him the benefit of the doubt.

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  • annakay511
    Master July 2015
    annakay511 ·
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    Yes, you could f-up her bank account! She will think it's lost and might even pay to have a stop put on it. Cash the check.

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  • Delisa
    Master July 2016
    Delisa ·
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    It's already been said, but I agree with others. Cash it, I find it annoying when I've sent out a check and am constantly checking to see if it's been cashed. I makes my life easier when I do by budgeting knowing the money is really gone. She knows what she can afford, no need to question it and think of how else she could use the money. I'm sure she's got it under control.

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  • Bethany Ann
    Super October 2017
    Bethany Ann ·
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    Yes, it's very rude to not deposit a check. Deposit it and do it sooner rather than later. You're throwing her checkbook balance off.

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