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Jessica
Savvy October 2023

How are you saving money?

Jessica, on January 1, 2023 at 5:05 PM Posted in Planning 5 45
This is primarily for the couples who, like us, are paying for the entire wedding themselves. I need advice and ideas, pretty please!


My partner and I live in NYC, so there's no way in heck we were going to drop literal tens of thousands of dollars for one day. That's insanity, and we can't afford that.
So, we found a venue a ways away that's far more affordable and is mostly inclusive (food, decorations, etc are baked into the cost). That said, we're doing the math now, and we're currently looking at spending close to $27,000 for the entire event. 🙃 The goal was to stick to $15,000!
So, some background information. We do not have anyone in our circles that owns enough land or space for us to just use their area for the event. We already have cut our guest list to 60 people max. I'm trying to get it down to fifty, but the fiance has a larger family than I do, so it's a little difficult.
I already bought my dress--a sample sale for $350. My fiance is planning to rent a suit.
I've suggested we consider a full cash bar. We had originally discussed doing an open bar but only with wine and beer. I've also suggested we do like a Costco cake or something similar. Literally nobody is going to remember the cake, and I just want it to taste good lol. We're not doing a huge afterparty or rehearsal dinner. We might do something informal for both of those where everyone pays for themselves if they want to attend. Frustratingly, out floral vendor has a minimum of $2,500 for us to hit, so I'm trying to get us to right around that number so we're not spending any more.
The DJ was relatively affordable at around $1,400ish. The photographer is only going to be there for about three hours because we really aren't people who care about having a wedding photo album. We're likely never going to look at all of the photos after the event anyway.
For decorations, I'm probably going to DIY as much as I can with the help of my amazing bridesmaids. They're far better at crafts and are much more artistically inclined than me. One bridesmaid has also very generously offered to do my makeup for me, so that's one less expense.
But outside of that, I have no idea where else we can cut costs. It's gotten to the point where my fiance has said he needs to think about if he's willing and able to spend this much money for an event that'll last only a day. I don't blame him at all; I just wish he had decided this before we put down deposits on our vendors.
So what are ways you guys are cutting costs? How do you think we can make this more affordable?
Please no unhelpful comments like, "weddings are always expensive," or "have your family help pay." We don't all have the luxury of having family that can help, and we don't all have the ability to fork out thousands of dollars for one day, regardless of what the day may be.

45 Comments

Latest activity by Shawn, on August 21, 2023 at 10:21 AM
  • V
    Rockstar July 2019
    Veronica ·
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    Two things you mentioned I would highly advise against. You shouldn't ask anyone to pay for alcohol nor should you ask those participating in the wedding to pay for their own food/drinks at the rehearsal dinner. The dinner is literally to thank your bridal party for participating in your wedding therefore you should cover the cost. For the rehearsal dinner to keep costs low you could have something similar like just pizza and wings with soda and water. You don't have to serve alcohol at the rehearsal dinner. We didn't and everyone survived. For the actual wedding, it sounds like you've already done a lot of cutting of costs. And while I agree with your fiance that it's a lot of money to spend on one day my feelings are he should have thought of that before deposits were put down unless he's okay with losing those.
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  • Kelly
    Rockstar October 2023
    Kelly ·
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    I saved so much money going with Ling's Moment flowers instead of fresh. I also suggest trying to thrift your decorations. Facebook Marketplace and Poshmark have been helpful for me. I'm against popular opinion on this forum about cash bars-I think they're fine as long as you tell people ahead of time.

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  • Jessica
    Savvy October 2023
    Jessica ·
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    I'll consider the rehearsal dinner point, but alcohol isn't a necessity, and the idea that we're required to pay for everyone to drink as much as they want is presumptuous and outdated, in my opinion. Maybe if we had family members helping us to pay for the wedding, but alas. We're in our twenties, I still have college debt, and we don't have much in savings as it is. If those attending the wedding can't understand that, I'm not sure I'd want them there to begin with.


    As an aside, yes, I share your view on thinking about this before putting down deposits. It feels like I'm banging my head against a brick wall over here... Note for all fiances out there, please do not do this! 😅
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  • Jessica
    Savvy October 2023
    Jessica ·
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    Love the ideas on using marketplace and poshmark. I completely forgot the latter exists, so thank you! And I'll check out Ling's flowers.


    And I've noticed that there are some with very loud opinions (not on this thread, but on past ones) about how "rude" it is to have a cash bar. We don't all have parents footing the bill, and we can't all drop $30,000+ for one day 🤷‍♀️
    I don't know. This entire debacle has just made me 1) anti-wedding industry, and 2) really empathetic for anyone who chooses to do their wedding differently than the standard way--place of worship, open bar, and all.
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  • Kelly
    Rockstar October 2023
    Kelly ·
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    I'm actually having an open bar, but I'm fortunate in that my brother in law owns a brewery. I get the sentiment about the wedding industry. My ceremony is in a museum, and I've gotten some pushback because it's not in a church. We have some beautiful churches in the area, but neither of us are religious.

    Ling's is mostly foam flowers. If you're interested in wooden flowers, I like Southern Blooms too.

    Also, making your own invitations isn't necessarily cheaper than printing from a company online. I'm DIYing mine and have spent a lot of money in materials and in learning how to use my die cutting machine.

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  • Z
    Just Said Yes August 2023
    Zee ·
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    Honestly you’ve done a great job at looking for ways to save and everything seems pretty fair prices but I’m confused on how the total came to so much? Is most the expense going towards the venue? Especially considering you have 60 people. I’m worried now bc my budget is 12k for around 100 people🤣
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  • Alyssa
    Super October 2023
    Alyssa ·
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    Not everyone with an open bar has parents or families footing the bill. Some of us are still doing it on our own.

    If you want to cut costs reduce guest list, and having your wedding in a place without a high cost of living. If your brides maids are super crafty you can look into sola wood flowers as well. Can dye your own or buy a pre-made bouquet. What else is in the cost for the venue besides food? Seems expensive for only 60 guests.
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  • V
    Rockstar July 2019
    Veronica ·
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    Lots of people including myself pay for their own wedding. We also had college debt but that still doesn't mean you ask guests to pay for anything as t your wedding. If you can't afford to cover the cost of alcohol then don't serve it. That's better than expecting guests to pay. Plus a lot of people won't even think to bring money to pay for anything at the wedding.


    Can you find a different florist? That seems like a lot for flowers when you are on a tight budget.
    I would also recommend online rsvp'ing. You don't have to pay for reply cards or stamps for your guests to send the replies back in.
    What does your fiance want to do if he's unsure about the costs?
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  • Jm Sunshine
    Jm Sunshine ·
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    If possible, have a brunch/lunch reception. It's literally 1/2 the cost plus alcohol consumption is way down (mimosas, beer/wine). Fiftyflowers.com or Costco is a great way to save on floral. They have pre-made and/or diy centerpieces, bouquets, etc. By doing these things, my daughter's wedding was $20,000 for 85 people in the Bay Area (CA). You mentioned your venue already includes decorations so you should not have to do anything else in that regard as that's an area where brides tend to go overboard and guests rarely notice. Finally, eliminate favors, they are not necessary.
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  • M
    VIP August 2021
    Michelle ·
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    Most adult couples pay for their own wedding, not parents. That said, those who invest their own money will always want a say, so I think you should accept your FS wants the big party. If he was raised in the City like my guy, he has either seen the grand NY cocktail hour- heavy wedding or the Park/ City Hall ceremony with restaurant reception. But, you don't have to go to either extreme or NJ to get what you want. Sounds like you cut corners well, and still end very low under average at $27k so you should feel good. If you'd like to reduce costs more, nix the wedding party, rehearsal entirely, decorative "things", and put off your honeymoon until later. The expense of DIY is your time and labor but does not necessarily resut in lower costs. Use the grocery store for cake/dessert and flowers. Perhaps choose non-floral centerpieces, or go with potted plants/fruit. I'd skip the DJ for a curated playlist. I would also consider a dry wedding if it's not important to you. It's better to present all or nothing rather than cover the drinks for you, FS, wedding party, some family (likely request), but not the rest. Guests will always remember you for this type of hosting no matter if they love you. If you do go with alcohol, you can use stores like Total Wine where you can return unopened bottles.

    Of course, I add these recommendations blindly becuase you really have to negotiate with your partner on your top priorities together. There's no sense going with low budget on every detail if it's nothing either of you truly want. You have each other, the rest are just Things. Many WW posters will recommend choosing 3 must haves, and making the rest secondary in your budget. I like making a complete list of all decisions on a Splurges vs Steals list to really be intentional money. Good luck.

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  • Jacks
    Rockstar November 2054
    Jacks ·
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    I would skip the DJ in favour of putting in hosted wine and beer. Consider having the wedding on a Friday or Sunday, those days are usually cheaper. As someone else mentioned, brunch weddings are usually cheaper. You could skip the florist, and use other decor or silk flowers.

    Don't do a rehearsal, then you won't have to do a rehearsal dinner. I wouldn't ask people to pay at the rehearsal dinner, since the purpose is to thank them for taking their time to do the rehearsal.

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  • Kimberly
    Just Said Yes August 2023
    Kimberly ·
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    We aren’t doing floral at all. We may get bouquets and something for the flower girl. Our venue has decorations and we’re going to take advantage of that. We’re also getting our cake at Publix. We’re getting a small cake and then serving sheet cake to our guests. With your small count it may not be worth doing that but sheet cakes are tons cheaper and taste the same!


    I recommend beer and wine only and not doing a cash bar. That would cut your costs without catching anyone off guard. I also think if you can’t afford the rehearsal dinner, just cut it. No one will care. I think it’s awkward to explain why someone has to pay.
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  • J
    JB ·
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    About the flowers, my family member just had a wedding and the bride went to Wegmans and bought the same bunch of flowers for the tables at the event so that they would spend on flowers in the hundreds not thousands for flowers. They also had friends taking pictures, as a gift instead of hiring a wedding photographer.

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  • J
    Savvy April 2023
    Jenni ·
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    Please stop blaming your age, debt, or lack of financial assistance from family. Cash bars - or asking your guests to pay for anything at your wedding - are rude. Alcohol is not required so you don’t have to serve it, but if you do serve it you need to pay for it.


    And why the hell did you choose a florist with such a high minimum spend?? That makes no sense on your budget.
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  • W
    Dedicated June 2022
    Whitney ·
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    A cash bar is bad form. Even if every other element of your wedding is beautiful and perfect, the No. 1 thing your guests will talk about afterwards is how you charged them for drinks.

    We are also in an expensive city, and we paid for our own smallish wedding. If you can't afford to serve your guests at least beer and wine, you probably can't afford a wedding -- and there's no shame in that!

    As an aside, people are right that the florist was probably the wrong choice. It would be better to simply carry a bouquet from Trader Joe's and put the rest of the floral budget toward beverages.

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  • K
    Super September 2023
    Kimberly ·
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    Agreed that the floral cost sounds like a lot. Definitely find someone else. Others have mentioned a brunch/lunch reception, but you can go even lower by doing a cake and punch celebration. Time your reception for a non-meal time and then just serve a cake from Costco and some light snacks. If you’re still able to change that with your venue. The earlier it is, the less people will expect alcohol. Also, instead of a full cake, you can get a smaller one for cutting and then actually serve something else, like cookies. And like others have said, the rehearsal dinner doesn’t have to be that fancy. Do something simple, like a pizza party or sandwiches, or see if a local restaurant can do a decent group rate. Make a playlist instead of using a DJ. Have you signed with the photographer already? Especially since you’re in NYC, you can probably find a student who will give you a great rate in exchange for experience and building their portfolio.
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  • M
    Expert September 2021
    Marianne ·
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    TBH I haven't read all the comments yet, so I'm not sure if this has been mentioned, but if you're able to provide your own alcohol (as in your venue/caterer doesn't require you to buy through them, and even if it's just beer and wine), you can buy from stores like Total Wine and return what you don't use - our total alcohol bill was less than $1,000 for 100 people for like 4-5 hours after returns, and that's including liquor too. Total Wine can also help you estimate how much of what to buy and can make suggestions in your price range (like max. $10/bottle of wine, for example).

    Otherwise, it sounds like you've already booked most of your vendors, or at least a florist, DJ, and photographer? Our biggest expense, by far, was catering - so if you haven't booked a caterer yet, that's going to be your biggest cost-saver. Having a brunch or lunch wedding will lower the price per person, or have a cake-and-punch reception at a non-meal time. We also did something similar to your Costco cake idea and got a small tiered cake to cut and supplemented with sheet cake - no one will notice nor should they care that their slice isn't from the cake you cut. We also saved a bunch on florals by DIY-ing centerpieces with bud vases and flowers bought from FiftyFlowers.com, but I got everything else (bouquets, corsages, a floral swag for our ceremony arch) from a florist since I didn't want the stress or have the talent to create those myself - so if your floral estimate is over the already-established minimum without centerpieces, you could go that route.

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  • N
    NewEnglandSettler ·
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    Hi Jessica. How much $$ will you lose in deposits if you choose to cancel everything and start fresh?
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  • M
    VIP January 2019
    Maggie ·
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    My husband and I paid for our small, simple wedding ourselves, so I would never say, "weddings are always expensive," or, "have your family help pay." We kept the price down by getting married at the courthouse with immediate family only in attendance and then taking everyone out to lunch at a casual restaurant afterwards. It was intimate and lovely and affordable.

    Looks like you could cut your rehearsal dinner, after party, wedding party, DJ, and fancy florals to save a lot of money. I hope you can figure out how to compromise and make it work for your wedding within your budget!

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  • B
    Just Said Yes December 2022
    Brittany ·
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    Something Borrowed Blooms rental was cheaper than standard floral options ($461 total) and were absolutely beautiful in our wedding. I got a Sams Club cake (that was barely eaten or remembered due to the busyness of the day). I do not regret the cake choice at all. It was $88 total and served 110 guests. My dress was a sale dress ($200), dry cleaning ($100), and tailoring just length ($100). We did $100 rentals from Men's Warehouse, but some of the fittings were a nightmare (FIL's pants were falling off of him all night lol). So idk if I would go the Men's Warehouse route with the groomsmen next time but the colors were perfect.

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