Grooms wedding ring $$$

Personally, I would sit down and talk with him about it. I would let him know that I value his opinion and want him to have a ring that he loves, but if he is going to pick out something that expensive then he needs to be prepared to wear it every single day. Figure out if that is even realistic for him to do. Maybe he isn’t even thinking about that aspect of it! If, after that conversation, he still wants that ring and intends to wear it safely every day, then I would look into whether or not there are financing options available for the ring. If not, maybe put it on a credit card and pay it off slowly? Last resort, you could always cut back on other things for the wedding to make finances available for the ring.

View Quoted Comment Lol we’re already having that issue. 15k budget for the wedding with 256 guest. I’m fine with going a tad over and yes we are getting help with both parents but I’m trying to be a bride on a budget and maybe finding something he wants and a little cheaper would work... just didn’t think he was interested in a ring at all than to find out the one he put on and somewhat liked was that much was a shocker...

How are you two splitting finances? We didn't do the I pay for his and he pays for mine thing because it was all going to be "our" money instead of mine and his after the wedding. If it's something that he really wants and you as a couple can financially swing it, can you talk to him about it?

View Quoted Comment So we currently bought a house and got a joint account all our house stuff comes from that account. We have to much separately so we will keep our accounts separate and our joint is house. That is the way we are keeping it for now. For the wedding savings we have been putting it into our own separate savings. We tried to put it in the joint but the house stuff started taking it due to covid it was kinda harder to save with him
Being out of work. But we won’t spend it if it’s in our own savings?! If that makes sense. I am assuming I’m buying his ring sense he bought mine? But he has the credit card for the jewelry store so possible adding it to that credit card and giving him the payments

I was going to suggest in-store financing, but I saw your comment about the store credit card. I agree he should put it on his card and you can just make payments.


I would also make sure to talk to him and see if that’s really what he wants or if he just enjoyed trying on something so flashy. I guess as an electrician he might end up wearing one of those silicone rings to work?

View Quoted Comment I would definitely have a conversation about that. Finances are the biggest thing couples fight about, so being open and honest about how to handle major purchases, wedding related or not, is super super important. It seems like you've talked/thought it through but there may be some more details to work out. There's no one right way to split finances in a marriage, but transparency is definitely a key component to a couple's financial health. I would think him being out of work for the time being may also play a role in your current financial plan.

I would just tell him you cannot afford that ring. He will either pick something else or you two will come up with a compromise.

My husband’s ring was $360. I’ve never seen a groom’s ring that expensive nor would I be able to afford it. I would try to find a similar look for cheaper, and/or tell him what you can afford and he can pay for the rest.

My FH’s ring was $700 and then went on sale for $500 on James Allen. Sometimes you can find similar rings from different brands for cheaper.

I was the one who wanted the expensive ring in our case so I paid for my own and he paid for his. However, like someone already said, in the end the money is kind of both of yours at the end of the day- even if you do have split accounts (we have the same type of accounts you do). I would allow him to get whatever he wants, contribute what you can, if that’s what you choose to do, and then tell him he’s responsible for the rest. Just talk about it and I’m sure you’ll figure something out that works for both of you!

My husband’s ring was more expensive than mine, but he paid for both of our rings because we figured it was all coming out of the same “pot”. I also quit my job a few months before our wedding so I could focus on it so it’s not like I was getting a regular paycheck.


Honestly, I just let my husband pick whatever ring he wanted because he bought me my dream engagement ring and was willing to buy me whatever band I wanted... the least I could do was let him have one ring he wanted.

My fiancé and I picked out my engagement ring together and then went back and picked out our wedding bands a couple months ago, way before we needed to buy the things (for engagement and wedding bands). We did that so that we could find what we wanted and wait for a sale. I didn’t mind waiting for a sale cuz the rings will be the same no matter what, is that an option for you? I agree with someone else that 5K for a male wedding band seems like a lot. The most expensive one we saw was 1K and that was way bigger and flashier than my FH wanted.

I think it's ok to tell him that you can't afford it. you can set a budget to what you can afford and find something he likes within that. i don't think anything is wrong about that because it's realistic. you don't want to financially burden yourself with having to pay for it if you can't.

You mentioned that he wanted the same brand as yours (which was clearly $&dollar. You often times pay a large markup for brand name, I’d suggest getting a quote from a local jeweler to recreate a similar design. That’s what we did for my engagement ring - I fell in love with one from a popular designer and was able to get a larger stone for much less by going through a small, local jeweler.

I would just be honest and have an open conversation about it. The ring he picked out sounds lovely but you can not afford it. Together you can work through a resolution— maybe he wants it so badly that he would prefer to pay for it. Maybe he’ll reevaluate and you guys can find a cheaper alternative. Whatever the solution may be, the open discussion is important. From one of your responses it seems like he might not know that you want to buy his ring for him? We bought our rings together not him paying for one and vice versa, so he may not be expecting to have you pay for it— and that may change his tune a bit (I know I’m a bit more budget conscious when I know someone else is paying for something for me). But a good starting point is getting on the same page re: priorities— figure out together if him having his dream ring is most important or if you buying his ring is most important, and go from there.

I’d talk about it with him. Like how important it is to him? My husband wears the ring that was his grandfathers so it wasn’t expensive to get it refinished but he really really wanted a nice watch as a wedding gift from me. Like researched the brand, shopped around, casually brought it up for a few months etc. That was worth splurging on because it was very important to him (and he got me the perfect ring so how could I say no!) If it’s super important to him I think putting it on the store credit card and giving him payments could work. That’s exactly how I paid for my husbands watch - we got the points on our AMEX, paid it off, and I made a few “payments” to him so I could spread the cost more because I earn less. That being said, if it’s not realistic or responsible to buy the ring on credit right now, you and him will just have to have an honest conversation about that.

Oh my! My fiancé’s real ring is $110 but I bought him a silicone one from Etsy for $8 since he does a lot of work with his hands. 5k is crazy!

I agree that putting it on the credit card and then paying it off as you go would be a perfect compromise. Sometimes we forget the grooms need to be spoiled too haha my FH’s ring was right about that price but the quality was amazing and he absolutely loves it, he’s so exited to wear it! If you can swing making payments on him let him get something he’s excited about!

Definitely talk with him about it. If that's really what he wants, you can discuss the store credit card option. But, he may just have liked the idea of it, but not want it in reality. I'd start with talking about it before you make any decisions or worry too much.

Here's a cool website that might be reasonably priced and fun for him to shop: https://manlybands.com/