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JD Norris
Just Said Yes July 2020

Event Liability Insurance for Family Members?

JD Norris, on January 18, 2020 at 3:44 PM Posted in Planning 0 2

Hi, everyone,

Congrats to you all on your big day! I have a quirky question. Our venue is suggesting that not only do the couple need general liability insurance, but that anyone who setups the wedding or decorates such as our family members will also need to be insured.

I wanted to get your thoughts if you have also had this experience.

- How were you able to allow family members to assist with the wedding setup?

- Did you rely on the caterer instead to do any setup? Did this impact costs for you?

- Were you able to add additional individuals to an insurance policy (as agents or assigns of the couple)?


Appreciate any ideas or thoughts you have about how you were able to work around this.

Many thanks,

Justin


2 Comments

Latest activity by Clíodhna, on January 22, 2020 at 7:04 AM
  • Jeanie
    Super February 2020
    Jeanie ·
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    At my venue, all vendors who come on property must provide proof of liability insurance. I am not required to have insurance, but I have heard of places requiring the couple to have it. I have not heard of family who is helping out needing it.

    That being said, your caterer should be able to set up the food and whatever else they’re bringing on their own. Check your contract to see if it’s already included or if it will cost you extra.
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  • Clíodhna
    WeddingWire Administrator January 2030
    Clíodhna ·
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    Hey there Smiley smile Welcome to the WeddingWire community!


    What type of venue have you booked for the wedding? Is it a blank space type venue that doesn’t have its own staff, kitchen, etc.?

    How intensive is the decor set up your family members will be doing? Will they be draping the room and be using high ladders? Will they use a generator or other type of electrical equipment? If so, this may be why they’re worried about insurance.

    If your family members will be simply setting up tables with flowers, etc. I would advise speaking with the venue to clarify what the set up will involve and if it’s still something they require!

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