Did you open a joint account before your wedding?

We combined all of our finances (checking & savings) a month or so after getting engaged. We'd already been living together and splitting living expenses, so it wasn't much different. If anything it was a relief, because now it's not "who's paying" every time we go out to eat lol

It's really up to you. We opened a joint checking account when we moved in together for the shared bills. Then, we closed the personal ones after marriage.

We did it after we got engaged so we could pay all the wedding expenses from our shared account. It was basically a wedding savings account lol, and now that we’re married we use it for rent and groceries and other joint purchases

We have a checking acct for bills and savings for the wedding after living together.

We’ve been living together for a while so we opened a joint account for our shared expenses prior to the engagement. It just made life easier.

We're waiting until after the wedding. We're pretty traditional, so we won't be living together until after we're married, so we figured it would be smart to wait until we're sharing the same bills and expenses. I think it depends on if you and your FH are already living together

We will wait until after we get married to have joint accounts. On the slim chance something bad were to happen to one of us before then the joint account would have to go through probate court and it'd be a whole mess so we figured we'd rather just wait

We’ve always kept our own accounts and each agreed to pay for certain things for the wedding and for bills. It just works better for us. But if I was going to get a joint account I would have done it after the wedding.

Before we got married, all our finances were already combined. So we had a joint checking & savings account and a credit card, then we added each other to our other bank accounts too. I don't think it matters if it's before or after as long as you're on the same page about finances.

We had a joint account way before marriage. We bought a house together 3 years before we got married so we used the joint account for bills, shared finances, ect.

We did. We had one way before because we were going on so many trips together and it just made sense

Hello My fiancee and I live together so it might be different. We opened a joint checking together, but I am better with savings and handling money so I have a separate savings account that I put bill money in, wedding/vendor money, and honeymoon money in. The advice my mom always gave is to have 1 account for yourself for emergencies but don't hide it from your partner. I am always honest with my fiance on how much money is in the savings and when we pay for any of the things listed above we still do it together!

Since we’ve lived together for years, we already have a joint checking account we both deposit money into each month for joint expenses and a joint CC account we use for shared expenses. Simplifies everything. We each made extra deposits in the amount of our wedding budget to cover wedding expenses.


For us, I don’t think marriage will change anything, living together and figuring out how to have joint finances was the “trial” marriage. If we couldn’t figure it out a system that worked for us, we wouldn’t have gotten engaged! So what system didn’t you guys use prior to getting engaged to fairly share joint expenses? What system are you using now to share the cost of the wedding? What’s changes would you like to make to this system?
Every couple is different. Some combine everything, completely. That may not work for every couple. We will keep the joint accounts we have but also keep our personal accounts too. It all depends on how you guys want to intermingle finances.

Yes. We opened up one savings account for the wedding and home savings once we move in it will still be used to pay bills etc

We put the money we received at our engagement party as our first joint account which we will use to furnish our apartment once we find one. Once we are married all our other personal accounts will be closed and all we will have are joint accounts.

We did andright now we're using it as a savings account for the wedding. After the wedding, it'll be our main account/combined income for bills, house, etc.

We are actually opening up a joint savings this week. This will be for wedding savings, emergencies, and to buy a house. We'll be keeping our finances separate when we get married.

View Quoted Comment We were going to wait, but this is a good idea. Did you just change your name on the account after you were married?
Seems like it would make cashing those wedding checks that people write out to both of us MUCH easier since I won’t change my name until after the wedding.

View Quoted Comment Yeah I just changed the name on the account after I changed it legally. We cashed checks that were in my maiden name and my married name on the same day... the bank didn’t care at all they understood the situation with wedding gifts lol I’m sure they see it all the time

We opened a joint checking account about two months before the wedding. We used it for things for "us" even though we didn't live together until after we were married. At that time we made a budget of all expenses and agreed on how much we were putting in "the kitty" every paycheck for things like dates, our wedding, and savings to move into our house together (we had planned our wedding around the end of our lease terms so then we only lived somewhere that wasn't "ours" for a few weeks). It was a good exercise really. I do suggest it and talking about joint finances before the wedding.