Asking for money for a bridal shower

Hello,

I've never run into this situation before and would like a little advise. I'm attending a bridal shower in which I am not in the wedding just a friend of the bride. The hosts of the bridal shower have asked some of her close friends to chip in for her shower even though none of us are putting it on. I was sent an invitation as a guest and a text came a day later from a family member asking for funds. In my opinion this was rude and kind of tacky. How do I say no without sounding like I dont care, i just think asking people to send money is not right hit happy to help on other ways.

Thank you.