Anyone else on the Dave Ramsey Plan

Pay your debt first.

Do you have debt on credit cards, student loans, other avenues?

You would want to put the most money on the debt with the highest interest to get rid of it first, then move on to any other debts.

Get rid of that, then save for your wedding.

Pay off your debt first. If you want to get married before that I would suggest doing a very simple, small wedding with just immediate family and having a larger party for a vow renewal after you've paid off your debt.

Pay your debt first. Ramsey is rocking, and those are good habits for life.

I agree with everyone who says pay the debt! We are paying for our wedding, our folks have offered to chip in but we don't want them to! It's not a pride thing, it's just we are able to. I'm not going into debt with the wedding either. It's important to start paying down the debt for piece of mind. Good luck.

I have credit cards debt and listening to Dave I have cut up all the cards and closed all the accounts.

I currently don't have a job. I had my hip replaced and a few months later I got my shoulder replaced. I'm still healing but as soon as I can work again I will. I'm only 23 so I think I will heal fairly quickly! I am also a stay at home Mom so when I heal I want to work the late night shift and take care of my daughter during the day we will save more money that way!

But you say debt first so I think that might be a good idea.

Also I'm the only one with debt in the relationships and my s/o want to help me pay off my debt but Dave says not to until married.

My dad works for Dave Ramsey!

Definitely follow the baby steps. First save your $1000 emergency fund (use only for EMERGENCIES, not fun money or events (like your wedding)!!!

Then, pay off your debts. Then you're supposed to start saving a larger emergency fund depending on how much your monthly expenses are. (I could be wrong but I think it's supposed to be 3-6 months worth of expenses).

Then you can start saving for your wedding. If you want to get married now, have a small wedding with a few close friends and family and then you can do a vow renewal later, after you've payed off your debt and have a full emergency fund set up.

It sounds like a lot of work at first, but it's totally worth it in the end! You got this!!!

Don't forget to start investing after you've paid off debt and saved your full emergency fund! That step is soooo important down the line for retirement.

Girl I feel you. I paid off 90% of my debit. Bought a house and paying for the wedding. I'm pretty much doing this alone. It's hard. But start with the debit. If will get easier.

Yes! We pull out our money every two weeks and are snowballing our debt.

There is nothing that feels better than having no bills. It's better than shopping, better than eating out, better than almost anything. So keep at it!

FH and I toke his course a few years ago! He is amazing. I listen to his pod cast online a bunch. There are a lot of people that call in on this. He usually tells people he doesn't mind if they cash flow their wedding while still in debt but assuming they are doing something small and cost effective. After we are married we want to start paying off our house much faster. Good luck!

Paying off debt is way more important than party

I agree ladies now I'm just trying to figure out if I should move the wedding date or elope

Debt first. We pushed our wedding back a year in order to focus on debt first.

Debt first. Have a wedding you can afford. I really like David Ramsey and his advice. FH watches him a lot on YouTube and his voice annoyed me but he's grown on me. I love the advice he gave to a viewer... Viewer was asking about when her and FH get married if they should combine their finances or not. Him and his wife have been married for a really really long time and he is obviously the one making the most money, but he is a total advocate of "what's mine is yours" and sharing everything in a marriage, even the messy things like finances. He really grew on me after that

I totally love Dave Ramsey okay ladies. I was thinking maybe once I can work again I will work my butt off for the next 2 years working late night shift and taking extra jobs during the day then I might make it...

By the time wedding day comes I will really need a honeymoon it will be my first vacation ever!

Debt first! If you want to get married soon, have a small, affordable wedding and throw a big vow renewal party later.

I listen to his podcast regularly and I've heard this question asked a few times. He does tell people that you don't have to be debt free to get married, but I don't think he'd be OK with an expensive wedding in that case.

I think your plan of finding extra work for the next 2 years sounds great! That honeymoon will be so much more rewarding knowing you paid for it in cash.

Loove dave ramsey !!! I agree with what others are saying definitely pay your debt first

My parents gifted us a Dave Ramsey course for our engagement. FH and I decided to start it after we both graduate with our Masters degrees in May. Just too busy right now with grad school and working full time.

Looking forward to it though. Sounds pretty life changing?

We're paying our monthly bills and minimums while paying cash for our wedding. The first paycheck back from our honeymoon we are going to create the biggest debt snowball you ever saw. My fiance has very much gotten into Dave Ramsey and I'm all for it. But for 6 months we found we can do both. And in 47 days we'll be all in! Good luck everyone!

Listening to him helped me. I was 35 and had 15k in credit card debt, a car payment, and no savings (Just a Roth IRA) A few years later I dug myself out and built savings and continued to build the IRA slowly. Always pay debt first. Smallest to largest, regardless of income. I guess saving for honeymoon is the emergency fund, I can't recall if he'd recommend a separate account for leisure. But I'm glad he's helping you and others here! Debt sucks! Never again