In order to stay and have surf privileges at Cinnamon Dhonveli Resort in the Maldives, we had no choice but to book through this agency. Payment is made by credit card over the phone/fax (with a 2.5% surcharge), check, or cash - electronic payment not accepted. I felt like I had to stay on top of things, like asking for receipts and a refund! This process was the only thing I found stressful about my wedding, but they get the job done. Just keep in mind that this agency specializes in surf trips and NOT honeymoons.