Just Said Yes June 2022

Ring Insurance

Madison, on October 18, 2021 at 5:29 PM Posted in Do It Yourself 0 9

Where did you get ring insurance? Reccomendations?


Latest activity by Alexandra, on October 20, 2021 at 11:07 PM
  • Nisha
    Expert May 2022
    Nisha ·
    • Flag

    I got mine Insured through State Farm, where I have all my other insurance policies. It's only $110 a year.

    • Reply
  • Stacey
    Super May 2021
    Stacey ·
    • Flag

    You should be able to add it to your Homeowners policy.

    • Reply
  • Samantha
    Devoted August 2022
    Samantha ·
    • Flag

    Mine is just a personal items policy through State Farm that we added on with my renter's and auto insurance! $5/month and it's now insured wherever it goes, not just when it's in my home!

    • Reply
  • Shelly
    Dedicated May 2022
    Shelly ·
    • Flag
    I have mine insured through Jewelers Mutual which covers everything, lost, stolen, etc. It's about 10% of your rings appraisal depending on your deductible. If you decide to use homeowners insurance, check their policy because a lot of them exclude things like if it's lost or other common reasons to have the insurance.
    • Reply
  • Rosie
    Rockstar February 2022
    Rosie ·
    • Flag

    Mine is insured as a portable valuable through our existing home and contents insurance. It was hardly anything to add it, and it does include if it is lost outside of the home.

    • Reply
  • Elizabeth
    Savvy August 2021
    Elizabeth ·
    • Flag
    I added it to my homeowners policy. It is 100% covered if it gets lost/stolen or damaged. It costs me about $250 a year to add. All policies are different, it depends on the coverage you are looking for. You will have to send them details on your ring, which we got from the jewelry store when we purchased the ring.
    • Reply
  • Allison
    Dedicated May 2022
    Allison ·
    • Flag

    I got mine insured through State Farm. I had to provide an appraisal report as well as the GIA report for my diamond. I'm paying about $60 a year.

    • Reply
  • Laura
    Savvy September 2022
    Laura ·
    • Flag
    Got mine through the jeweler.
    • Reply
  • Alexandra
    Savvy August 2022
    Alexandra ·
    • Flag
    We use Jeweler's Mutual!
    • Reply

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