Prenup

Thinking of doing one in general it's better to do it!

We didn’t because my husband had thankfully paid off all his student debt before our wedding, and neither of us had any other debts or assets really lol. We’re renting a condo together and both of us lease our cars.

If either of us had any debts or properties with large value we probably would’ve gotten one. I think they’re a really smart idea. If you stay together forever then the worst thing that happens is you wasted some time on the prenup. But if you do split (which no one ever thinks they will...) it’s better to have done it. The only reason we didn’t is because when we were looking into it we realized we literally had nothing to even put in it hahaha, so it just wasn’t relevant for us 🤷🏻‍♀️

Thank you everyone for your responses, they have been very helpful.

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What does a debt have to do with being married? A pre-nup just says that the debt still belongs to the individual? I have student debt but like that's mine to pay and my husband and I agreed upon that. I don't think it's fair he pay it off. So if a divorce happened both are responsible for that debt? Is that what the pre-nup prevents? That doesn't make sense to me. I took out the loan he didn't.

My FH and I are getting a prenup. I own a house (with a small mortgage) and I saved a good amount of retirement money over the years. My FH owns two houses (one with a mortgage of what it is worth, and one that is totally gutted) and he has a good amount of debt at this point.

View Quoted Comment I’m not exactly sure how it works but I do know it’s much more complicated than it seems lol. I just would recommend talking to a lawyer to have them explain it to you if you aren’t sure, and then you can decide from there if it’s worth it to have a prenup or not.

I’m just saying since we both had no debts and no large assets it didn’t seem logical to even take that next step to ask questions to a lawyer.

I feel like you shouldn't go into a marriage planning on divorce lol, it definitely seems like you're setting yourself up for it knowing there's a back-up plan

View Quoted Comment I'm a lawyer and I'm also trying to comprehend why you would get a prenup over separate debt, especially student loan debt! I don't handle family and divorce law but I know enough about property law to understand why it is significant to do a prenup for property, inheritance and trusts... but why would you need a prenup for student loan debt? The lenders can't come after the spouse for the debt unless the spouse co-signed... for most student loans, the loans die when you die... is it just a covenant that in the event of divorce, the spouse will not have to contribute to your student loan payments? The only way I can see that as an issue is if the spouse with the debt gave up their job and solely relies on the other spouse's income. I would genuinely like to know if there are considerations that I'm overlooking. Lol

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Okay thank you... I was generally confused as well. I was sitting here like uhh I signed my own loan by myself nobody else. We didn't consider prenups at all. My loan is my loan. His truck loan is his to pay off. We will combine money for other things. The house is my husband's, but I didn't care because we will buy a new home together next year more than likely. Thank you for the input! I'd say even if the one spouse didn't work and the other's income was technically paying the loan, then when they get divorced obviously that person who didn't have a job needs to get one to pay their loan.