Paying for a wedding for may 2020.

It's totally up to you, but I'd advise taking out a loan if possible. Cut costs in other areas if it's something you and your fiancé are interested in;

Use Spotify instead of a DJ

Do DIY bouquets and flowers instead of using a Florist

Look into buffets instead of plated dinners

Find a friend to do your HMU

If you'd rather earn the money instead of cutting costs, here are a few ways;

Drive for DoorDash/Uber/Favor/UberEats/GrubHub

Nanny/Babysit

Become a Dog Walker

Petsit/Housesit

Get a job as an evening or weekend hostess/server

See if you have anything you can sell via Ebay or a resale shop like Plato's Closet or Uptown Cheapstake

What kind of loan will it be? Were having it in PR. And everything is being booked up fast. We have no babysitter. And we do need it as fast as possible. Atleast just to book it.

View Quoted Comment What kind of loan will it be? Were having it in PR. And everything is being booked up fast. We have no babysitter. And we do need it as fast as possible. Atleast just to book it.

Try to get a new 0% interest credit card before taking out a loan. You can rack up some serious rewards too.

I honestly think the worst thing you can do in wedding planning is starting off your married life in debt. If you know he has a bonus coming, postpone the wedding until you have those funds in your account. You could also opt for a courthouse ceremony soon and a bigger celebration later when you can afford it.

How much are you trying to make? Also, is the bonus guaranteed (because you said he’s “supposed to get”).

This might not be a popular response but.... Maybe you can select a different wedding date that allows more leeway time between receiving the bonus and needing to pay deposits. I’d advise against a loan (or even using the entire bonus). If it requires getting loans or exhausting bonuses simply to have a wedding, then it makes more sense to wait (or have something smaller that you can truly afford by May). Otherwise, after the wedding you’ll be back to where you are now, financially. There’s no need in beginning your newlywed life in wedding debt or struggling unnecessarily when you had a $10k cushion.

View Quoted Comment We didn’t take a loan, and I meant offering yourself to babysit lol. Can you pick a different venue or date?

View Quoted Comment Whoa! Great minds think alike. Lol!!!

I advice not to take out a Loan. If a emergency happens you you have to use the 10,000 for something else you are starting your marriage in debt. And trying to figure out how to pay off money. Can you do door dash on the times your fiancé is home? Or I have even seen the kid helping the parent doing door dash?

My friend used credit cards that had 0% apr until a certain date so he could pay it off. And he took out a small loan. I don't recommend any of that because like PP said, you don't want to start off in debt. But I do understand how there's a feeling of wanting to do it now and finding a means to do it anyway.

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I agree with this 100% but I did get this in an email, good luck

https://www.myweddingloans.com/wedding-loan/

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You really need to wait until you have the money too book. Save and do it on a different date. Wait until he gets that bonus. What if he doesn't get it or it's delayed for some reason? What will you do then????? Wait and get his/y'alls tax refund and bonus check and go from there

View Quoted Comment The women in my family and his. Something always happens with their time to get married. My aunt went for a court ceremony because her kids just happened to be in town on their leave (two different branches of military) and who knew when the next time they were going to in the United states both siblings at the same time. She couldn't find a date where both of them were here to plan the big wedding she always wanted. Do the decorations etc. My mother wanted her big wedding but she went for the small church wedding she really didn't want. Saying that she will get a bigger ceramony another day. And life happened she never did.
With me we picked may. They've been sending him to schools for training. And we dont know when they're going to send him to Afghanistan again. Or if he passes away over there. He wants to give me that dream wedding and he wants to have it too for himself.

But I do get what everyone is saying if you don't have the full money don't do it.