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Expert October 2020

Might not have a honeymoon

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Futuremrsm, on September 29, 2019 at 12:23 PM

So FH grandmom recently told us how much money she is going to give us as a wedding gift, and while I wont say the amount. Its really a lot of money and very generous. FH and I started planning a honeymoon, but just thought last night that it would be dumb to spend that money on one week somewhere, when we can put it away and it will make a significant difference on the down payment of a house. She said we can have the money whenever we want, and we were going to start looking at houses in may once I graduate college. What would you guys do? I've always dreamed of a romantic honeymoon, but there is nothing that we both want more than a house. Would you just take the money and buy a house, or splurge on a honeymoon? Or just take some of the money and go on a very low key honeymoon?

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25 Comments

Savvy October 2019
Andrea · on September 29, 2019 at 10:03 PM
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Definitely agree that you should still take time off and go on a honeymoon! Doesn’t even need to be fancy or expensive—the important thing is uninterrupted alone time together before getting back to “real life”. Sure put most of the money towards a house—but also don’t put off vacations and times away with your spouse indefinitely—because of course there will always be more prudent ways to spend money than on a vacation.

But to me, the 2 week road trip my husband and I will take after our wedding is priceless and I wouldn’t trade that time with him for any other place or thing. AND we didn’t need to spend that much money at all on our Airbnbs or travel.

So basically, do both! And remember, don’t underestimate the value of quality time with your spouse—those are the moments that make life worth living.
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VIP December 2020
Amanda · on September 30, 2019 at 8:20 AM
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I would personally use the money for a house and have a super low key honeymoon. Save the BIG trip for a milestone anniversary like 10 years. We are most likely having a low key honeymoon like a cabin the mountain's or a 3/4 day cruise and saving the big trip for 5 or 10 year anniversary when we can truly afford it. I would do anything to own a house right now but where we live (DC) it's just not in our price range to own right now.
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VIP October 2019
Ivy ORP · on September 30, 2019 at 10:33 AM
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We bought our house last year and closed right after getting engaged. If we had enough to help with our deposit, we would have used it for that in a second. You can still have a long weekend away at some beautiful location without spending nearly as much, and the lower mortgage payments can help you save for a dream vacation later on.
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Expert October 2019
Kimberly · on September 30, 2019 at 12:25 PM
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I say put it towards a house. if you're both comfortable having a low key honeymoon, just go away for the weekend. i think some form of honeymoon is needed. after the wedding stress you 2 need a chance to just get away together. FH and i have been looking at houses and i keep thinking all this money we're spending on a wedding could be used for a house.
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Devoted September 2020
Gabrielle · on October 1, 2019 at 8:57 AM
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Take a smaller honeymoon and then put the rest toward the house! Houses are forever, and while memories and invaluable, think about your long-term finances and how much money you are going to save in interest!
You can make anything romantic with a little effort, even if it's a staycation enjoying each other's company.
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