Loans?

Dont do it. Have the wedding you can afford.

Thank you for the advice Jessica. I just thought I'd put it out there because I recently saw an ad that asked if we wanted to get a loan

I would strongly discourage anybody from using a loan to pay for their wedding.
You dont want to start married life in unnecessary debt. If you cant afford the wedding you want, postpone until you can.

Definitely not. A wedding is not something you should put yourself in debt over. If you can't afford what you want, plan something smaller or push the date.

Having the burden of debt takes the fun out of the marriage as soon as the wedding is over in my opinion. Save what you can and make that your budget.

Hecckkkkk no. I would not take out a loan for an optional party. A wedding is a luxury, not a necessity. I wouldn’t want more debt than I already have over a party.

I don’t recommend at all

You’ll find that most people here all agree not to do it. I absolutely would recommend NOT taking out a loan for a wedding! Yes, weddings are expensive, but the last thing you want to do it start your marriage off in debt that will take years to pay off. Banks offer loans because they’ll charge insane interest on it and make a ton of money off of you. Better to have a fresh clean slate and not stress about loans when you get married!

I agree with PP’s. As someone who has taken out a loan “just because” when I was in college, I’m suffering with trying to pay it off years later. It’s definitelyyyy not worth it! I would pay for the wedding you can afford or postpone.

I highly suggest having the wedding that you can pay for yourself without taking out a loan. It's a special day, but still just a few hours so IMO it doesn't make sense to go into debt for it. At the end of the day, it's your decision though. Good luck!

If you need to take out a loan for a wedding, you need to rethink your life choices.

I'm taking a 6k loan. Many people are against is but if it works for you and you're smart about it there is nothing wrong with having a decent dream wedding.

View Quoted Comment That is not fair. I'm taking a loan for my wedding, we want a nice wedding. We both have poor families and burying my grandmother took out our savings

View Quoted Comment Hi Crystal,
I’m so sorry for your loss. I do hope your wedding goes as planned. And congratulations!

View Quoted Comment Thank you and thank you!

I keep hearing the day goes by so fast so I definitely wouldn’t do that. Not worth it

I would advise not against it but really to take the time to consider all of your options and to really weigh the outcomes first. My fh and I wanted so badly to get married this past decemeber but postponed a year to save our own money. We have no help really from our families. We considered taking out a loan but at the end of the day you really need to consider if it is worth it. With us saving a year we can afford what we really want to do for our wedding this is with money left over to go on the honeymoon as well. To us it made more sense to just wait a year. To you it may not.

View Quoted Comment Hi Monique!
thank you for the wonderful advice. I really appreciate it!

View Quoted Comment Okay. That’s your choice. I don’t think a few hours justifies taking out a loan that will take years to pay back.

View Quoted Comment I’m in the same boat as you and it’s refreshing to know that I’m not alone and it’s not as bad as some are making it out to be. I took out a small $3500 one. I got very good interest from the bank. I have absolutely no credit cards and I plan to pay it back sooner then the term of the loan with tax refunds. My mom passed just before Thanksgiving and I used all my savings to spend time with her before she passed. If you do, make sure you ask if Theresa penalty for paying it off early and don’t feel like you shouldn’t just because people have other opinions. Do what works for you.