Is this normal for a photographer contract

Our contract didn't have anything like that.

I can say that, normally, they should have some sort of liability insurance and equipment insurance -- just in case, if they're professional. Some venues require your vendors have this, so you might wanna check with that too. Maybe the clause is just there to reiterate the fact it's not their fault and they actually do have the insurance?

I had a friend of a friend do mine, so I wasn't sure if they had insurance or not -- I just loved the pictures from my friends wedding and went with them. I also got a photobooth, too. My contract was also pretty... straightforward and one page of at least the date, time, where, etc. So, I never saw anything too in depth when it came to the logistics of insurance or not.

I don't think this is standard for a photography contract, but it also isn't that unusual. This company was probably sued at one time, by some idiot who wasn't paying attention, and did just that: tripped over cords or equipment, got hurt, and sued the photographer. Probably every contract from that moment forward included that clause. I'm sure they have insurance.

It's basically a way for the company to avoid being held responsible when people don't watch where they are going.

I would ask the photographer about that clause. As other's have mentioned, they probably added it based on their own or a colleague's bad experience. Since you'd be the ones signing the contract, at the most they are saying that YOU can't sue them, but I'm not really sure how that would apply if one of your guests trips over their equipment? Just because you signed the contract doesn't mean that a guest of yours couldn't sue them. If you like the photographer, I'd just call them to go over any questions you have about the contract and include that you're unclear about this particular provision and see what they say. As others have mentioned, they should have liability insurance (if they don't, I would immediately look for someone else who does). They may have a simple explanation that will calm any concerns you have or you could find that they have a some weird hang-ups/expectations that aren't a good fit for your needs. Completely separate, you might want to consider a simple single day liability insurance policy to cover you against potential risks, if your venue and vendors don't carry their own that protects you.

Thank you all for your input! I just wanted to be informed about what's typical before discussing it with her further! Thanks!