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Savvy November 2020

i don't know what's going on!! Will my venue return my deposit because of the Coronavirus?

Sammi, on March 17, 2020 at 6:05 PM Posted in Community Conversations 2 21

Hey girls and boys, Sammi here once again to give you an wedding venue's perspective on travel delays, interruptions, and your wedding.

Let me begin by saying my heart goes out to anyone who has experienced a personal loss because of the virus, and I hope you and your loved ones are getting the support you need at this time.

If you are a member of this website, it's likely that you live a life of relative economic and social stability - meaning the daily course of your life is not affected by gang violence, food insecurity, or homelessness. You're used to having the autonomy of traveling when you want to places you can afford, spending your social time as you see fit. There's a regularity and certainty about your routine, and when that changes, it can be very unsettling. And when it comes to a big project like your wedding, there are plenty of balls in the air at the best of times. If you're upset, scared or confused - I don't blame you, and you're not the only one.

But before you call your vendors in tears, here are some steps you can take to figure out your options.

First, read through the contract you signed with your vendors so you know exactly what the policy is about postponing or cancelling. Can you reschedule without penalty? Is part of the deposit refundable depending on how far out your wedding date is? Remember that your vendor's policies are designed to protect them against unforeseen circumstances. One of my clients called and asked "What is your cancellation policy because of the coronavirus???" Well we haven't created any new policies - that wouldn't make sense. Our policies do allow for postponement, but as long as we are able to provide the service you contracted for, we do not refund deposits.

Second, after you've decided if you need to postpone or cancel, contact your vendor and calmly outline what you would like to do. Believe me, it's not like we aren't sympathetic to what you're going through. Wedding vendors are just people like you. Some of us have kids who can't be in school, older relatives we're worried about, and of course, the worry of potential lost income. My husband and I were planning to go on a trip and sell our condo - both up in the air right now. A good vendor will be as helpful and constructive as she can. You could request future available dates to check with your family and friends (I've rescheduled two weddings so far this week) and ask about other ways your deposit could be used if you decide you have no choice but to cancel your wedding altogether. For example, our venue allows you to apply your deposit to a different event (like a family party, birthday, or catering). Florists might give you a credit you can use throughout the year, same with a bakery. Just don't get angry at your vendor. If you can't fly from Europe to your destination wedding in Martha's Vineyard, or your elderly relatives are afraid to travel, that's out of your control, but it's out of your vendors' control too. And they don't owe you anything other than what you agreed upon in your contract. They need to make a living and take care of their families just like you do.

If you haven't made any deposits yet, you may want to consider holding off until the situation stabilizes, AFTER you've read through your vendors' policies and understand them (don't get something? Just ask! That's what we're here for). Consider wedding insurance, but also dig through to make sure the coverage extends to this kind of scenario - an insurance company makes money by paying out as little as possible. Never part with a deposit that you can't deal with never seeing again, or that you're waiting on lottery winnings to pay the balance - if your vendor goes bankrupt and skips town, you don't want that affecting your future with your partner. Be sensible and don't take on more than what's within your means.

Overall, try to focus on the most important thing - your relationship with your partner. I had a client who cancelled a few months ago when she and her fiance split up (she's having a birthday party instead). At least you're not cancelling for that! If you are healthy and in love, count your blessings and work on getting through this together.

There's always someone who has it worse.


21 Comments

Latest activity by Zara, on March 27, 2021 at 8:58 PM
  • Chantal
    Expert May 2021
    Chantal ·
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    Thank you for the informative post!

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  • Jennifer
    Super March 2020
    Jennifer ·
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    If you cannot provide services on a date contracted due to a pandemic, and people are forced to cancel due to the same reason, then isn't it a breach of contract either way? I am just confused as to why one person gets to keep their money and the other is forced to struggle financially.
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  • S
    Savvy November 2020
    Sammi ·
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    Hi Jennifer, thanks for your comment! It would depend on the contract. Although I'm not a legal expert, I do know there are some clauses like "Acts of God" where natural disaster and like is not the liability of the vendor. Another reason it's so important to read your contract carefully and make sure you understand it before signing. For our venue, we only provide refunds if we have to close and are unable to provide the service contracted. There was a natural disaster in our area a couple of years that was no danger to our our venue, and there were no airport closures or road closures to get to us, but some clients were freaked out (due to ignorance and lack of geographical knowledge, not any real threat) and wanted to cancel - but since we were still able to provide the services contracted, we did not provide any refunds. If our local authorities forced us to close, however, under our contract we would be required to provide a refund. I also left an important point out of my post - the work that your vendor has done with you thus far. If they have been emailing, calling and working on design with you, they have been doing work they should be compensated for. They have also been refusing other work on the same date. One bride who wanted to cancel had been emailing back and forth with me for months, probably a total of 40 times. I have a salary and benefits that costs my owners. That is another reason that deposits are in most cases, not refundable.

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  • N
    Dedicated July 2020
    N ·
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    My venue said that since technically they are not yet under an official order to close/state of emergency it technically is not an “impossibility” that would warrant cancel and returning deposits (some states aren’t banning events yet and the federal government can only give guidelines). I think most contracts would provide if they are closed down you’d get your deposit back but that they aren’t responsible if your guests cant attend. However, any decent vendor is/should be understanding here and the right thing to do is to work with brides to postpone weddings which are in the next few weeks.


    This entire “post” is tone-deaf and completely insensitive to the panic some brides are feeling. Hopefully this person isn’t your venue and yours are much more understanding. Mine (and every one of my vendors) was super easy to work with and just gave me the available dates and said pick one!
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  • S
    Savvy November 2020
    Sammi ·
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    Hi N, thanks for your comment! Everything I posted was in line with your experience and we are doing the exact same thing with our clients (helping them to find new dates in accordance with our policies). As I stated in the post, I did that with two brides this week. So your statement that I am not "understanding" is factually incorrect.

    I'm also exactly on tone for the current situation. Vendors want to keep a good relationship with their clients, but couples also have to be adult and accept the legal agreements they made. Marriage is going to present you, and everyone else, with plenty more challenges more complicated than this.

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  • S
    Savvy November 2020
    Sammi ·
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    You're welcome Chantal! I hope everything is well with you two.

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  • Jennifer
    Super March 2020
    Jennifer ·
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    The country is under a National State of Emergency and I have had many vendors refuse to be kind in this situation. I guess you don't have to shut down services but it is incredibly disgusting that vendors are holding money over our heads during this time where even the young and healthy shouldn't be frolicking about for a multitude of reasons. I have only had two vendors issue full refunds, two vendors refuse to talk to me, and a few tell me that they basically don't care. Personally, I find it unethical to hold a client liable especially given the circumstances.
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  • N
    Dedicated July 2020
    N ·
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    Oh please. This isn’t something any one can plan for. My wedding is at a resort and I specifically bought insurance knowing there was a risk of weather. (you can see the amount of posts in the last few weeks trying to find insurance for this situation....FYI there isn’t any). Brides have been planning this for months/years so let me break out my tiny violin for you that you want people to “know what’s in their contract”. How about having a little empathy for those whose venues are being sticklers and not allowing changing the dates. Because it’s not like a venue would have allowed a bride to negotiate a provision like this in the contract in the first place...
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  • N
    Dedicated July 2020
    N ·
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    It totally is morally unethical. I just hope you put reviews on here for those vendors who won’t work with you. You may not get anywhere with them but it’s just sad.
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  • Virginia
    Super June 2021
    Virginia ·
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    My venue will only let me reschedule to a Thursday. I’d rather cancel but apparently the options are move to a Thursday or lose our deposit. I’m devastated.
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  • M
    Legend June 2019
    Melle ·
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    This was a really nice post
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  • Jennifer
    Super March 2020
    Jennifer ·
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    I am certainly trying. I am at least going to make them work for their money that they are trying to keep for rendering no services. I'll play games all day long...I am quarantined...I have time. Lol
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  • S
    Savvy November 2020
    Sammi ·
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    I'm sorry to hear that you couldn't get the date you wanted - hopefully you will still be happily married in 30 years time and it won't matter at all what day of the week it was. Take care each other, and stay safe and healthy.

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  • S
    Savvy November 2020
    Sammi ·
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    Hi Jennifer, that's one way of going about it! Half of our staff was laid off yesterday (we have a wine bar open to the public at our venue) so the busier you can keep your vendors who are not sole traders, the more likely they are able to keep their job.

    If your vendor goes bankrupt, keep in mind you're going to lose your deposit anyway.


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  • S
    Savvy November 2020
    Sammi ·
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    Thanks for your comment Melle! I hope you are staying safe and able to spend some more time with your partner as an upshot to all of this! Take care and stay well.

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  • S
    Savvy November 2020
    Sammi ·
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    Hi N,

    I remember when I was first out of college I needed to get my taxes done, because I had no idea how to do them myself. This was before TurboTax and other online tools make it easy. My father was a single parent and military man and wasn't interested in coddling me. He drove me to H&R Block and I gave them all of my paperwork without asking any questions. I got a bill for an amount that, at the time, was an enormous sum for me. I was shocked but didn't know what to do except pay. I cried in the car on the way home and my dad said, "Well, it's about time you grew up a bit."

    N, it's time to grow up a bit.

    It sounds like you're angry right now. Money is an emotional trigger. When we spend too much or get a large repair bill or (worse) get laid off (as 11 members of my team did yesterday) we feel a loss of control, personally wounded, worried and scared.

    But I think you're the most angry at yourself.

    You freely and willingly entered into a financial situation that you weren't ready for. And you're not yet willing to take responsibility for your part in that.

    Remember in my post that I warned that you should never pay a deposit that you aren't prepared to ever see again? Every time you hand over money to a business for future services, you are taking a small, but potentially serious risk. Companies go bankrupt, some will flake on you (and know the chances of you taking them to court are slim to none). It's life. It's business.

    In this case, your vendors are sticking to the agreement that they made with you. For some reason that makes you mad. But "N is Mad" doesn't count as legal tender when Susie's Flower Shop gets the bills for her storefront rent and utilities, and her two employees need their paychecks.

    You're confused when it comes to "ethics" and "law." Wouldn't it be wonderful if ethics alone ruled the exchange of goods and services? If low-income people could get a car loan from a major bank because it was the right thing to do to help them have a better life? If a furniture company gave someone a bed for free when they became ill and bedridden?

    I suppose the owner of the company I work for could keep the 11 workers laid off yesterday on our payroll even though the wine bar has closed, but even though he's a decent person (and has planned to hire them back when the bar reopens) that would be a poor business practice. And, he's in this business for that reason - business.

    In this case we see how capitalism has its shortcomings. It isn't always fair and right - in fact it hardly ever is, which explains wealth inequality, food waste, homelessness and other social ills, that while planning your wedding, don't cross your mind.

    But N, you chose all of this. You decided to have a wedding, hire people to do things for you, and take part in legal agreements with those people. It's too much for some people to handle, hence elopements, microweddings and simpler, lower risk ways of marrying.

    I wonder if you've thought about the most important legal contract of all - your marriage. Do you know what marriage law entails in your state? That if God forbid you end up in divorce court, what your rights and responsibilities are? Will you be able to handle something FAR more difficult than changing your wedding date where the law (and not your emotions, or your wish for other people to do what YOU want) will rule the day?

    N, I would recommend for your own mental health that you channel this anger into helping your community. Prepare some food and drop it off to an elderly person who can't go shopping, Facetime with your grandparents, do a grocery run for a parent with young kids. Your anger and lack of critical thinking is like screaming into the wind.

    It's not all about you right now. Best get used to that.

    Stay safe and be well!


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  • Jennifer
    Super March 2020
    Jennifer ·
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    Unfortunately you can't put that guilt on the consumer and the consumer should not be held responsible to keep vendors in business when they are contractually providing no services on the contracted dates. Our wedding was cancelled due to a Pandemic, not a change of heart. In order to use these vendors on our contracted date, we would be forced to travel during hazardous, risky, and unhealthy conditions. The state in which this wedding is to take place is locking down and cancelling events. I can't support vendors if they are not providing work. Period. We cannot replace our wedding date in a reasonable time frame due to deployments and I unfortunately do not trust any vendor to hold onto all my money while this sorts itself out. It could be months, it could be years. You are right about businesses shutting down. What if we held onto my main venue (who graciously refunded us 21k) and they went bankrupt while we tried to find a date after my fiances deployment? We'd loose over 20k. That isn't pocket change. I am sorry you got laid off but unfortunately my family and I cannot financially support vendors while a pandemic runs its course. It isn't smart or feasible.
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  • S
    Savvy November 2020
    Sammi ·
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    Hi Jennifer, thanks for your reply!

    You can see my response to N for some of the sentiments you're sharing.

    I'm confused - in which way did I convey that a consumer should feel "guilt"? I merely conveyed facts that your vendor may not make an exception to your contractual agreement because it's very much not in their financial interests to do so. It's not your responsibility to be concerned about your vendors' bills (a wedding vendor can range from Susie's Flower Shop with two employees or the parent company of The Four Seasons) but at the same time you have an immovable stance that THEY should be concerned about yours.

    The way the cookie crumbles Jennifer, is that it's not their responsibility either.

    You list the reasons why your wedding can't go forward, and as they are out of your control, your vendor then should make an exception to your contractual agreement. Acts of God clauses are put into contracts for this very reason, to protect businesses and their finances when hurricanes, fires, floods, plagues, terrorist attacks, and yes, epidemics occur. You feel screwed, the business is screwed, sugar we're all screwed. This is the same reason why most event and insurance policies don't insure for every conceivable reason a wedding could be disrupted, because the payouts would render the insurance company unprofitable.

    However, you're fixated on people doing what YOU want, not what they want.

    Like N, you haven't accepted your personal responsibility in the legal agreements you willingly made. You chose to have a big wedding, hire vendors, and pay deposits on legal terms you agreed to. You are inflexible with your date because of your FH's deployment, and booked your wedding knowing this. Your vendors aren't responsible for you or your partner's choice of career.

    It sounds like your anger is really at yourself. You made financial commitments you weren't ready for. You're right, $20,000 isn't pocket change, but you were willing to risk it, instead of putting that towards a more practical financial goal. If the deposits that you'll lose are significant to your financial situation, then that was a poor financial choice to begin with. And it's no one's fault but your own. You're also angry because you know you don't have a legal leg to stand on, but it makes you feel better to blame someone else for your choices.

    Like N, I would suggest channeling your negative energy in to helping out in your community. It's not really all about you right now. And it's best you get used to it.

    Stay safe and be well!

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  • Kari
    Master May 2020
    Kari ·
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    Our state has shut down all non-essential businesses, enacted restrictions on gatherings, and prohibited hotels and short-term rentals from providing lodging through our wedding date. All of our contracts have the date outlined on them. If the venue and vendors cannot provide the services outlined in our contract, are they obligated to provide us a refund (or partial refund), not just an opportunity to reschedule? We are not initiating a cancelation but they have a legal obligation to abide by the emergency orders of our state. We've paid about $5k in deposits and if we could get back $3,500-$4,000 it would be a relief.

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  • S
    Savvy November 2020
    Sammi ·
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    Hi Kari, the best thing you can do is to look through the agreement you signed with each vendor and make a note of their policies, then reach out to the vendor to talk to them individually about what you can work out. Every vendor's policies are slightly different so I wish I could be more helpful! Best of luck!

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