How to politely decline money from in laws

I would just say we appreciate the offer but we are all set. If they insist, maybe ask them what exactly they would like to contrinbute to and maybe pick one thing for them to pay for?

I agree with Future Mrs. K! Maybe have them contribute to one thing. We have to decline my fiance's parents for a different reason but every time we see them, they constantly hound us. It may be tiresome but you may need to continue to say no until the wedding has passed.

If they do not follow through, you can always "accept" but not really count it into your budget. This way they will keep quiet!

My FMIL is set in helping in some way with our wedding, but my FH and I have paid for everything this far alone so we want to see it to the end ourselves, however she is not satisfied with that so the groom has allowed her to purchase his vest but nothing more. Maybe you can give her a small task that is very cost friendly.

My FH and I are paying for everything, we don’t feel comfortable having our families pay for a party we are hosting. Maybe have them tackle a small task so they feel helpful and if they don’t follow through it’s not the end of the world (print ceremony programs, make small centerpieces for the RD, pickup lunch for the bridal party the day of etc).

I really can't afford for them to try one thing. They tend to give money with the intent they'll get it back plus interest, but not tell you that until after. I actually had to reduce my budget by nearly half to pay off some financial issues this habit has caused.
We are trying to keep them as out of loop as possible.

View Quoted Comment That's so strange that they would be like that!! Who tf charges interest on a loan to their child? Why not just go to a bank instead and avoid any family conflict.

I would tell them something like that "If you'd be willing to GIFT us our photographer/DJ, this is the company we've chosen" and give them the information along with a date payment must be made. At least that implies you expect it as a gift, and gives them a deadline - so if they don't take care of it, you can just cover it yourself like you're already planning to.

View Quoted Comment I have the entire budget in cash. I don't want any money or anything, just show up and have a good time. You'd think that'd be pretty appealing. 🙄