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NikNak
Master September 2018

Engagement Ring Insurance Advice

NikNak, on September 27, 2016 at 1:50 PM

Posted in Planning 21

So I've looked into getting insurance for my engagement ring and unfortunately, my home insurance policy won't cover more than a quarter of what it's worth and nothing if it's damaged, etc. I began looking at alternate companies and discovered Jewelers Mutual (http://www.jewelersmutual.com/Home)....

So I've looked into getting insurance for my engagement ring and unfortunately, my home insurance policy won't cover more than a quarter of what it's worth and nothing if it's damaged, etc.

I began looking at alternate companies and discovered Jewelers Mutual (http://www.jewelersmutual.com/Home). They seem to have a really great policy, but I've never heard of them before. Has anyone here dealt with them? Good/Bad experiences?

Or, do you have another suggestion? I'd appreciate it, thanks!

21 Comments

  • SummerS
    Master January 2016
    SummerS ·
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    I have the personal articles policy with State Farm and it covers pretty much anything for the full appraised value. I only pay $180 per year for it, but that's all based on the appraised value of the piece I believe...and I get a small multi-policy discount too because I also have home owners and vehicle policies with them.

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