Right, so we've found a dj we like and want to hire. One little phrase in the contract gives me pause though.
I as the client would: assume all responsibility for damages that may occur to the deejay and/or to his equipment if a guest causes those damages, patron or any person not employed by D.J.
The equipment I completely understand (covering/paying for repairs in the event of damage), but the DJ himself? What are my limits on coverage if he fell down or was otherwise injured onsite, either through accident or through some unforesean/unavoidable interaction with a person or persons outside of the company's employees? None are specified. Is this a normal phrase? Is this somefthing for which wedding insurance would be advisable?
I'm just a little leary of signing on for unlimited responsibility for the DJ's well-being or even medical expenses in a worst case scenario. Please advise!