Diamond engagement ring didn’t come with papers?

The top one is 14k gold. 1/10 total weight of diamonds. So I believe more than one diamond that adds up to 1/10 carrat.

I believe the bottom one is a solitaire with 1/2 carrat diamond.

The anniversary band (the 1st one) is a 14k gold ring with 1/10 total weight of diamonds. GHI refers to the color and SI is the clarity. RD means it's round diamonds.

The 2nd item has a 1/2 carat round diamond. I am not sure what the other numbers/letters mean.

I know my ring came with certification papers detailing the 3C's and other information about my diamond. I would call them and just inquire whether engagement rings come with certification paperwork or not. I wouldn't initially mention that you already have a ring from them just incase you were suppose to get paperwork.

I'd call and just inquire, like Stephanie said. Some places charge extra to get it certified and they might have just forgot to mention it?

I dont understand the receipt either, but my FH bought my ring from Diamonds Direct. He bought it last August I believe but they did not mail us the certification card in the mail until around January. Idk if all jewelers do this but its how it worked for us. I received a laminated card that's the size of a brochure that has the exact dimensions, the clarity and other jeweler ratings on it. Maybe call and ask the jeweler?

They went out of business so that why I’m kinda in a difficult place. I can still get them appraised I’m just kind boggled that they didn’t come with papers. Also I know some of y’all said the band is 14k gold but it’s a silver ring. I’ll include pictures of the rings together.

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It's probably white gold. Maybe you can call another jeweler and inquire if they can evaluate your ring and provide you with certification papers instead?

Is it silver or white gold? On the inside of the band there should be a really small stamp. 525 if it's sterling silver or 14k if its gold.

It’s probably white gold! If they’re out of business and not contactable anymore then you probably will have a difficult time getting papers if it’s even possible.

If they're out of business you'll probably need a separate appraisal done.
My ring looks silver but is white gold.
14k white gold looks just like silver until it's old, I have my grandmothers ring so it's roughly 66 years old and only now has it began to have the more gold patina to tell the difference. Which a good cleaning would likely fix. You likely have a white gold ring that's new and clean so it looks silver.

Hi all, as mentioned:

Anniversary Band: metal 14k white, 1/10 ct total weight, GHI color, SI clarity,

Ring: 1/2 ct total weight, color: J+, Clarity I1-2, PD probably means palladium

I can't figure out what the rest means. The other letters could be related to the cut quality on the solitaire?

View Quoted Comment Is that a good clarity and color for the rings?

I was married once before and when I went to sell that wedding set I realized there was no papers. I called the previous jewelry store. They said you only received papers if it was certified. My current engagement ring came with papers. I would call the jewelry to clarify.

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I feel like with both color and clarity, unless you're right up on the diamond, it can be hard to tell the difference between different grades. For example with clarity, the differences are what you can see under 10x magnification!

If the diamond is certified, your jeweler should be able to provide you with papers. When my FH bought my engagement ring Kay gave him the grading card that came with the diamond.

Color Scale: You have a J

Clarity Scale

Clarity Scale: You have I1-2

It sounds like you have white gold, not silver. I'd suggest having it appraised by a reputable jeweler for insurance purposes.

Okay, so the top is 14k white gold, which is gold mixed with white metals and plated with rhodium, which is a platinum derivative. That's how they make white gold. It's a tenth of a carat total diamond weight, meaning all the diamonds together equal a tenth of a carat.

The second is the engagement ring. It's a half a carat diamond weight, round cut. I see some jibberish that looks like their internal coding, and it looks like the diamond itself is a J in color or better, and the I1-I2 is speaking for the inclusions. There are some inclusions that are noticeable to the naked eye, maybe you can see them and maybe you can't. (ETA: Yes, you can see a little spatter of them in your photo on the lower left hand side. Little birthmarks!) A trained eye could, is what it means. Those are basically the diamond's birthmarks, and all diamonds have them (some are extremely hard to see, so some people here will probably contradict me), unless the diamond is extremely, EXTREMELY rare. They're convenient for when you send your rings into a shop. They will "plot" the diamond on a diamond chart, using those inclusions, so you know you are getting YOUR diamond back from the shop.

The only way you can get papers on this is to take it to a jewelry appraiser that is gia certified and have him look up a microsopic number if it exists because it is a gia diamond. But you have a nice ring and at this point...

However.... At under a certain amount, this would be a waste of money. Especially if the ring cost under 4-5k because you have all the paperwork you need for the insurance company.

Definitely take that receipt and the rings to be appraised. You'll need that appraisal to get your rings insured. Since the jeweler is out of business, you'll need to take them to another jeweler who can do this for you. Try looking for an independent jeweler. The center stone on my engagement ring came from another ring, so you can bring your own jewelry to a new jeweler for appraisal.