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Halle
Devoted November 2019

Controversial topic

Halle, on August 13, 2019 at 12:35 PM Posted in Community Conversations 1 11
Hi guys ,
So I have come into a random but huge bump in the road . I had an issue last year with school and long story short I have 3 more classes left to finish this semester to complete my bachelors degree .Guys I actually walked across the stage and all thinking I was finished . You can only imagine how devastating it was when They sent me a letter in the mail saying SOMEHOW those classes were skipped .

he classes I have left to take are easy but this has been a long road to say the least now in the middle of my wedding planning here’s another bump in the road. MONEY to pay for these classes !!!

I’m 23 and I can’t get anymore loans as a dependent under my parents I am maxed out. The new rule is to become independent legally for FASFA you have to be 27!!
Btw is such a silly rule bc most people are finished with grad school by then

. Basically I was thinking what if I married FH legally next week so I could become a independent and finish these 3 classes that have been over my head for a year 😢. I really need these finished so I can move on with my life and Carreer .

My question is what are your thoughts ? What cons am I not thinking of ? Is there anything I should consider beforehand. Anyone ever got courthouse married first then wedding later . How did you feel ? Did it still feel special ?

Disclaimer I still live with my parents and my FH lives in another state . After we get “legally married “ what will this mean for us if our wedding isn’t until December ? Lol it just seems weird !
Any advice would be nice thanks y’all!!

11 Comments

Latest activity by Michelle, on August 24, 2019 at 10:01 PM
  • Kelly
    VIP October 2020
    Kelly ·
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    If you live with your parents you're likely going to be seen as a dependent. Changing your dependant status before the age limits requires more paperwork. My fiance and I considered it. They also require and count your spouses income as your income and you'll likely be less eligible for loans and grants after marriage if your fiance is working.
    My friend had a similar situation in college and he spoke to the registrar's office about it, they let him take the classes at a discounted price, maybe ask your college if there's any sort of way for them to help you out. Can you save money and pay cash for these classes? Because depending on the credits you might not end up being full time and thatd change your eligibility for financial aid as well.
    I'd also file a complaint with the BBB and perhaps attorney general in your state about being mislead, colleges should have due diligence on these matters.
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  • Mrsbdg
    Champion August 2017
    Mrsbdg ·
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    Legally this may be a good choice. This is very personal so I would definitely talk this through with your FS.

    If you do choose to get married the the day you are planning I would re-work as a celebration of marriage.

    When you send invites be sure to change the wording to avoid being dishonest to your guests. You can still do all the fun wedding stuff but in some states it’s illegal to perform a “fake” ceremony by an officiant. If you want to do a cute vow renewal that would be a nice option too.

    Theres no wrong way to celebrate love but be open and honest with your nearest and dearest.
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  • Karina
    Dedicated June 2020
    Karina ·
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    I thought the age to be independent was 24, because I purposely waited until last year to take majority of my classes because I was finally eligible to use my own tax returns for FASFA.
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  • Mrs. S
    Master November 2019
    Mrs. S ·
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    I can’t comment on the legal part of it because I’ve been out of school for a long time, but just make sure this is what you really want to do. I had a friend who got married with a wedding later and it was fine, and I had another friend who did it and a year later she is still heartbroken and devastated that she didn’t get married on her wedding day. She signed the papers so she could get a mortgage and she regrets it every day.
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  • Jeanie
    Super February 2020
    Jeanie ·
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    I’m not sure how it would help you or not. You would probably have to claim head of household even after being married, but they still would look at the combined income. If you switch to your FH address, you would then have out of state tuition. I would go to the school and talk to them. Also, start filling out every scholarship application you can get your hands onto. There are millions out there, and even if it’s a very small amount it will add up. Good luck!
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  • Jennifer
    Super September 2020
    Jennifer ·
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    Are these classes you can take at another school, with cheaper per credit cost, and transfer to your school? I would consider it.
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  • Nikita
    VIP April 2019
    Nikita ·
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    You can be independent as soon as 18 as long as you financially support yourself. Or earlier in rare cases (legal emancipation). The age max is 24. The exception is insurance which can claim a dependent until they're 26.

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  • Kelly
    Dedicated October 2019
    Kelly ·
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    If you get married, you'll have to figure in your FH's salary into loan eligibility. Is it possible to work part-time and finish up your classes over a couple of semesters? It sounds like you need to talk to a financial aid adviser at your school to figure out your options.

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  • W-K
    Super October 2019
    W-K ·
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    I did this when I was 18. I got married in part to become an independent student. They did factor in my ex-husband's income into loan and grant eligibility. They only needed to verify that we were married and filing taxes as married. It was a pretty easy process and made it a lot easier to get the help I needed.

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  • M
    VIP December 2019
    Michelle ·
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  • M
    VIP December 2019
    Michelle ·
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    I'm not sure where you got 27 years old from but that's not the rule. I have a daughter in college right now,

    https://collegeinfogeek.com/fafsa-do-i-file-as-dependent-or-independent/#answer

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