I'm a widow, and have been involved in a relationship with my current boyfriend for about 18 months. He and I would very much like to be married; however, if I were to marry I would lose pensions, medical insurance, survivor benefits, etc. My boyfriend purchased a beautiful diamond ring for me, but understands that legally and financially it's not in my best interest to be married. Instead, he suggested that we have a commitment ceremony. I'm not sure how I feel about this. I am committed to him, and he to me. I'd love to write vows and celebrate with family and close friends. But, at the same time, I know that some people may judge us for this. We also don't plan to live together until after we have this ceremony (if we ever do). We're very traditional, but again, financially it wouldn't make sense to legally marry. Thoughts? Ideas?