Skip to main content

Post content has been hidden

To unblock this content, please click here

Melissa
Master March 2018

Check etiquette

Melissa, on July 19, 2016 at 8:56 PM Posted in Etiquette and Advice 0 10

This isn't really for myself, seeing as how I have forever and ever and ever until this applies to me (ffs only at 612 days?!)

Anyways. I work at a credit union and seeing as how it's wedding season I've been getting A LOT of newlyweds with stacks of checks and I've got to say, the endorsements are a pain in the ass. Like when they're made out to mr and Mrs. Smith but Mrs hasn't changed her name yet. Or isn't changing her name at all. But because it's and, both people need to endorse in the name it's made payable to. We're pretty understanding so we try to accommodate, but there is a very real chance the checks can be returned since the name doesn't match the name on the account, then there's the fees that come with it.

Im just curious if there's a polite way to tell people how to make out checks or if you just have to shut up and deal with it?

10 Comments

Latest activity by Ali, on July 19, 2016 at 10:35 PM
  • Emily O.
    VIP June 2016
    Emily O. ·
    • Flag
    • Hide content

    Just like you shouldn't ask for money, you can't tell people how to write out their checks. It's not just a pain in the ass for bankers, it's a pain in the ass for the couple, especially if they don't have a joint account. Normally both of us could mobile deposit, but if a check was made out to me in my married name or both of us in his last name, I had to go into the bank to deposit it or go on a Saturday with the hubs on a Saturday during the short time frame the bank was open. It's unfortunate, but something to be expected and planned for.

    • Reply
  • Melissa
    Master March 2018
    Melissa ·
    • Flag
    • Hide content

    That's pretty much what I figured. Telling people how to make out a check is like saying "thanks for Giving me money in advance"

    I saw someone (about to be married) rant about it on fb about how people shouldn't write checks like that and they NEED TO KNOW. And I'm like is this acceptable...?

    • Reply
  • Emily O.
    VIP June 2016
    Emily O. ·
    • Flag
    • Hide content

    Hahaha no, never. Ranting on fb about wedding stuff makes me not want to go to someone's wedding. People are so bratty.

    • Reply
  • Melissa
    Master March 2018
    Melissa ·
    • Flag
    • Hide content

    Lol well she just also had another meltdown about rsvps and how people don't have plus ones and can't bring them or bring their kids and she's so over all the rsvps she got. Glad I'm not invited to that one

    • Reply
  • PushingButtons
    Super May 2017
    PushingButtons ·
    • Flag
    • Hide content

    I'm hoping to spread it through word of mouth I'm not planning on changing my last name, no mention of checks or money. Maybe it'll spread, maybe it won't. I'm dreading having to go to the bank.

    • Reply
  • Melissa
    Master March 2018
    Melissa ·
    • Flag
    • Hide content

    @pushing Well, if you do end up not changing (I'm also not changing my name so I am genuinely curious) and getting a lot of these dreaded (not dreaded, any gift is amazing) checks, I can give you some advice. Have FH sign first. Then you sign in the name it was written for, then your name. It's a lot of signing for you and the men get off easy. Of course check with your bank ahead of time but this should be more than acceptable. Do not write for deposit only, even if it's a joint account, because like I said, the name on the check won't match the name on the account so you'll have to put the work in.

    • Reply
  • PushingButtons
    Super May 2017
    PushingButtons ·
    • Flag
    • Hide content

    Thanks for the advice Smiley smile greatly appreciate it!!

    • Reply
  • MrsMarsh
    Super August 2016
    MrsMarsh ·
    • Flag
    • Hide content

    Smiley sad yay for money... boo for checks.. even gifts aren't free in this world Smiley smile thanks for bringing this to our attentions. Need to double check with wells Fargo when it is that time

    • Reply
  • FormerUser
    Master July 2015
    FormerUser ·
    • Flag
    • Hide content

    We opened a joint account before the wedding, and our bank allowed us to deposit all of our checks no prob, even before I legally changed my name. I don't even remember endorsing them...I think my husband was the only one who did!

    • Reply
  • Ali
    Devoted July 2016
    Ali ·
    • Flag
    • Hide content

    I feel your pain! I know people are just trying to be sweet (and I appreciate their generosity!) but it irked me to get so many "Mr and Mrs. John Doe" checks when I'm not changing my name. We haven't tried cashing them yet but I'm assuming my (new) husband can cash them himself. Will report back if that's not the case!

    • Reply

You voted for . Add a comment 👇

×
WeddingWire celebrates love ...and so does everyone on our site! Explore how we embrace diversity

Groups

WeddingWire article topics