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Mrs. León
VIP October 2015

Changing your name on your mortgage

Mrs. León, on December 29, 2015 at 10:06 AM Posted in Etiquette and Advice 0 6

I've gotten most of my name changing done. Today I called our mortgage company and they said they don't change it. That it will just stay my maiden name for the life of the loan. Is this normal?

On a side note I think it's crazy how some companies will congratulate you and change your name with no problem and others make you jump through hoops and promise your first born.

6 Comments

Latest activity by Mrs. León, on December 29, 2015 at 10:27 AM
  • Janeen
    Master January 2015
    Janeen ·
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    Naw, they can change it lol. It's not really important to do, but they CAN. The more important part is changing it on the deed to your house for when you sell.

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  • Bethany0821
    VIP October 2017
    Bethany0821 ·
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    The name change process is probably the thing I'm looking forward to the least. I don't know if it's because I've heard so many horror stories, but it just seems incredibly frustrating.

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  • SaraLep
    Master September 2015
    SaraLep ·
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    I think this is normal for loans. I paid my car loan off, but they wouldn't change it prior.

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  • .
    Master October 2013
    .... ·
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    I changed my name with the bank but they didn't change it on my mortgage. I didn't bother pushing it. I will ask when we sell if it needs to be changed but you have the paperwork to show the name change no matter what, so don't worry too much about it.

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  • MrsKristenS
    Master August 2016
    MrsKristenS ·
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    I just signed a mortgage with my FH, and we will change it once we marry. We were told to do so because of tax and legal purposes. My FH is an attorney and definitely agreed.

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  • Mrs. León
    VIP October 2015
    Mrs. León ·
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    Thanks ladies. I wont worry about the loan and just remember the deed when we decided to sell.

    @Elizabeth what's frustrating is it never the same. With my credit cards; one changed my name over the phone, another I needed to provide my ML and the last one I had to fax this weird encrypted message with a copy of my old and new DL.

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