Center stone in my ring fell out and can’t find it!!

I'm so sorry that you're having to deal with this!! First, I'd scour my house for the stone. Turn on all the lights, and use a flashlight (or your phone's flashlight), get on your hands and knees and look really slowly. If you have any areas you think you may have lost it in, I'd start there. Go so so so slowly. The bright lights will help it glimmer and catch your eye better. Look under and around each thing - reeeeally slowly. You don't want to move something, and potentially toss it, or push it under something.

If you can't find it, I'm sure there is information on Progressive's website that can help you file a claim. https://www.progressive.com/claims/ Though, you may want to figure out if it's part of your homeowners or renters insurance policies, or if it is its own policy.

Best of luck! I'm so sorry you're going through this. That sounds like the most stressful situation.

I did turn off the lights and had a flash light, but will try it with the lights on as well. Thank you for your input, very much appreciated. Fingers crossed I can find it!

I was thinking the same thing I did put them in their kennels immediately after to avoid it but never know if they got to it first.

Do you sleep in it? If you do, check your bedding carefully - it may be caught in a seam?