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Hilenny
Just Said Yes July 2021

Buying a Home & paying for a Wedding

Hilenny, on April 25, 2020 at 1:51 PM Posted in Etiquette and Advice 1 11
I wanted to know if any of you have ever done both at the same time bought a house and paid a wedding. Currently my fiancé is the only source of income and I’m a full time student. We live with his parents so it helps to save as much as we can but we still have other payments such as school and medical loans. We’ve cut other non essential spending but it still seems like we can’t figure out a plan that can work for us. We have trouble sticking to a plan.


I wanted to know if any of you have tried this. If so what was your plan, how were you able to do it?

11 Comments

Latest activity by Braya, on April 26, 2020 at 3:01 AM
  • Chelsea
    Expert July 2021
    Chelsea ·
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    We started looking for a house January 2019. We got engaged June 8th 2019. Due to our market we finally got accepted on our house June 16th. So that was how we set our date. So house stuff all 2019. Than we decided to plan on 2020 and our wedding is July 10 2021. 2 year engagement is okay to get everything you want. Plus it took us about 5 months to finally get comfortable with how all the bills coming in are. Now we’re saving for our dream wedding and it’s going good! Glad I have the time. Also happy I didn’t decide with this July because of COVID
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  • Mrs. S
    Super November 2019
    Mrs. S ·
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    We paid off debts first while we were also saving for the wedding over two years. Now that the wedding is over we are saving as much as we can while my husband is finishing school and working too. We are happy in our apartment and we’ll look for a house when he has a full time income. You can get a mortgage that’s the same or less as monthly rent, but a house comes with so many more expenses that we feel can wait until we’re comfortable.
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  • Emily
    Super August 2020
    Emily ·
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    Can you get a side job? That’d make it easier. We own a home now but are looking to buy some property this next year (shortly after our wedding) we both work though. Are either of your parents helping for the wedding?
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  • Kate
    Expert October 2020
    Kate ·
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    Thankfully, my fiancé’s grandfather sold us his house for very inexpensive, therefore, we pay a mortgage that is next to nothing. However, it’s not our forever home and we have to move before we expand our family. Which will be sooner than later. Right now, our main focus is to pay for our wedding without loans or maxing credit cards and then expenses for projects in our home, to prepare it for selling. Maybe the two of you should consider getting yourself into a reasonably priced apartment for the time being. I can’t imagine getting married and having to go back to our parents homes after getting married. You may have to get a part time job, everyone has to make sacrifices now and again, this might be one you have to reach your goal.
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  • Alexandra
    Devoted July 2021
    Alexandra ·
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    Hi! I’m currently wedding planning and buying a house! My FH saved up a down payment for the house and helped with the venue. His parents helped with the DJ and centerpieces, my dad is helping us pay the last payment for the venue. Since we close June 1st, we explained to our mortgage lender person that there’s some expenses we still need to pay for the wedding and he totally understood and gave us the clear to keep paying the things on a contract like our photographer and videographer. We did have to cut down on some wedding budgets so we are doing flowers from Something Borrowed Blooms that cost around 400 dollars. We understood that a house was more important to use than a big extravagant wedding, so we saved where we could on wedding expenses and got a house that needed some love to save on a mortgage, which we wanted to do anyway- we always wanted a fixer upper. Also, ask family to save things around the house that they don’t need- we are collecting old pots and pans from our family members that they don’t use or rarely use to save on home supplies. That helped us a lot too knowing that right away we don’t need to spend money on a pan or pot set. We also are going to make our own furniture from getting wood at Home Depot to save money. Good luck!
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  • Hilenny
    Just Said Yes July 2021
    Hilenny ·
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    Thank you for the feedback. I do babysit as part time. However, with this pandemic I haven’t been able to work. My fiancé’s dad’s boss is looking for an administrative assistant. I said I’ll take it so now we’re just waiting for his boss to say when I can start.



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  • Pirate & 60s Bride
    Legend March 2017
    Pirate & 60s Bride ·
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    I would choose one first. Each is stressful on its own. We opted for the wedding first and good idea because I lost my job while planning.
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  • M
    Beginner September 2020
    Melissa ·
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    Check out “The Total Money Makeover “ by Dave Ramsey!
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  • K
    April 2020
    Kat ·
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    School

    Wedding

    Buying a home

    That’s 3 major life events you want to take on at once. Do one at a time through completion so you CAN stick to your plan.

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  • Lea
    Savvy June 2020
    Lea ·
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    We just bought our house in February, we are getting married in June. We couldn’t have done it without our parents. Rather than giving money for the wedding, they helped us with the down payment.
    Besides that though, we wrote out a very strict budget. We planned out house costs and the minimal needed for wedding costs, and then went from there for the rest of wedding budget and other life expenses. We had to cut expenses in various areas to make it work, and we’re not having the biggest, fanciest wedding ever, but it’s worth the sacrifices to have OUR house 😊

    However, I do want to echo what PPs said. School, wedding, and buying a house are all huge life events. I started teaching at a new school this past fall, and it was very very rough dealing with new job, wedding planning, and house stuff on top of general life. I was honestly near my breaking point and trying to figure out what to take off my plate right when COVID hit, which cleared up my schedule quite a bit 😅 You know yourself best, but don’t overwhelm yourself with too many major life events at once.
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  • Braya
    Savvy June 2021
    Braya ·
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    Currently doing both. Searching for a home and paying for our wedding it got moved to next years from June 2020 but it’s basically paid for, now we are switching gears to the home. We paid off one first in full so the burden wasn’t so heavy
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