Budget tools

I don't have anything that I use daily, but I'd like to know as well if any ladies out here have any suggestions. I try to make sure I keep my purchases apart if possible cause sometimes you forget that you made a purchase and it doesn't show up online yet...that's been my biggest fault.

QuickBooks or Excel. Not apps but still helpful. QuickBooks will pull your bank and credit card information over.

View Quoted Comment Girl exactly !!! It’s the most annoying thing especially while you’re planning your wedding you’re making so many purchases . It’s hard to keep up sometimes !

View Quoted Comment Ok I’m going to look up quick books great suggestions thank you !!

I keep a daily chart and do the math on Google Drive. Nothing super convenient but it’ll work til I can get myself on a more normal budget.

I use the free version of the EveryDollar app, but there’s an option to pay where it can connect to your bank accounts! I don’t mind putting in my expenses manually, feel like it holds me more accountable. My fiancée uses Mint and likes it a lot!

View Quoted Comment Ok I will look those up!! Thank you 😅

View Quoted Comment Yes I used google drive for my guest list I’ll try that with my money 🤔

A bit lengthy, but:

I actually use the notes in my phone to keep track, and I don’t really mind anyone here seeing my bills 🤷🏻‍♀️
Top portion is due date, bill, and amount.
Next bit is how I seperate it per paycheck (I’m biweekly)
red part is where i write current balances (minus any bills that may not have hit the account yet.) so whenever I get paid I subtract all current upcoming bills and write THAT as my balance, regarless of if it won’t come out right away. Then any time I make purchases I just subtract it there. This way I’m never fooled by balance in my banking apps, or forget a bill.

View Quoted Comment Lol girl I literally use my notes for a million things I should def try this easy and free lol 😂😂😂

View Quoted Comment SO EASY and you can updated wherever/whenever and add and remove without worrying about apps being user friendly. I’ve tried actual apps and they don’t help in the way I like

Usually I use excel. My husband uses apps like mint to track his spending

I work at an investment brokerage firm assisting clients in saving for retirement. There are many tools out there but I find they all have flaws. Personally for my own budgeting needs and for our clients, I like using excel! I have my monthly cash flows and all our wedding stuff on there as well. It’s easy to update and very organized

I keep everything in excel spreadsheets. But if I'm not near my spreadsheets i write it down in my notes on my phone and as soon as i get home i enter everything from the day and get my up to date numbers.

Check out Mint.com or Personal Capital! They're really good at tracking and setting budget. I use that mostly for life and not necessarily wedding because they track against fixed monthly budget. Of course you can change the monthly budget but if you're like me and sometimes spend a ton one month towards the wedding and don't spend on the next month, they're not really helpful. They're both super easy to use - you just need to link all of your accounts and they will automatically categorize your spending against your budget.

Excel girl!! I can access the spreadsheets I have from home or work and with the formulas and tools in the software, it makes budgeting a breeze! Just take a quick tutorial online to help familiarize yourself with it!

I use an app on iOS called BalanceCheck FREE. It's basically a digital checkbook ledger for the exact purpose you're describing. I budget every cent of my paycheck so it's important to know when I have pending payments that haven't shown up on my account yet so I don't overdraw. The free version of the app only allows you to create one budget ledger but I only use it for my checking account. You have to manually input all credits and debits but that's fine for me since I'm a control freak LOL. Hope this helps!