Hi all! Does anybody know a good credit card for paying for wedding stuff that would earn good points from all that wedding spending? I know there’s a lot out there but hopefully somebody who has actually used this method can give me a more honest answer than the companies.
I have a Delta American Express card and I really like it. I’ve saved lots of money on flights just by using it for normal spending and paying it off each month. It does have a fairly high interest rate but I never let it carry a balance.
I got a Southwest Airlines card - in part because we almost exclusively fly Southwest when flying within the US. It has definitely come in handy for us. Since I live in CA I not only for the 40k airline miles for signing up but I signed up when they also had a promotion for CA residents giving me a Companion Pass for the entire year! So now, no matter where I fly, someone flys with me for free for this entire year!
We're using a Delta American Express card, which gives us Delta miles for every dollar spent. We had the card way before wedding planning and primarily fly on Delta, which is why it pays off for us. I would suggest the following if you're gonna get a card and try to optimize benefits. - get a card for a brand you'll use (ex. Southwest, Delta, Hilton). If Delta doesnt fly out of your airport the card isnt as valuable. You can also consider a cash back card. - one of the biggest benefits is the sign up bonus. This is a good starting point to narrow it down. You can always do a quick search to see how much the bonuses will give you (ex. Try to book a flight using points instead of cash in the search criteria) - Thepointsguy.com will help you figure out which cards has optimal benefits and how to optimize these points when you're ready to use them Good luck! Using a card is a great way to benefit from all the wedding spending
My husband and I use chase sapphire. he has a Starwood’s preferred guest as well. We use our credit cards with points for allllll of our regular everyday purchases, unless they only accept debit. We just make sure to pay them off in full every month. On our particular card is not the reserve so the annual fee is $95 and we get double points for food and travel. We frequently accrue enough money for flights or free hotel rooms (that’s all we ever redeem points for ) making just normal purchases.
FH got a JetBlue card, we almost only fly JetBlue and want to travel more so we decided we wanted to earn points towards flights.
Like many of these lovely ladies suggest, airline cards are great to have if you plan on traveling. My FH and I are obsessed with Disney so we have the Disney card through chase, and earn Disney Dollars. It is going towards our honeymoon so every little bit helps save
I have a Southwest Visa! Love it and can’t wait to use the points to travel. There was a sign on bonus of 50,000 points too which paid for us going to my best friends wedding across country (just paying tax and small fees)
We use the TD Cash visa, since we don’t have any preferred airlines. No annual fee, and 3% back on dining, which is primarily what we use the card for. Look at your statements and figure out what you spend the most money on, and try and estimate how many points you could get. That will help narrow too!
I second chase sapphire, I have enough points to cover most of our airfare to Bali, also capital one venture has similar promotions like spend 3000$ in the first 3 months and get a ton of bonus points, I think these are the best two for travel rewards