Bank Account

We had a joint account before the wedding, so this wasn't an issue for us, but I would imagine that paying for such a large event without a mutual account could get difficult. I suppose you could keep all separate finances and just split things evenly and/or use Venmo/Cash App/whatever other app to send money back and forth, but that seems like a pain.

We don’t have a joint account yet. So I’m keeping tabs on what gets paid with ww.

Yes, totally do a shared bank account! It’s much easier to direct deposit a portion of your paychecks into that and pay all vendors from one account that either of you can access. Planning a wedding is enough work without having to keep tabs and account for who’s contributed what and who owes who. After the wedding you can keep it as a shared savings account (for home improvements or vacations?) or use it as a shared maintenance/bill pay account (mortgage/rent, utilities, etc.).

We didn’t. We just agreed what we would each pay for and paid for it. I’m not a huge fan of joint bank accounts overall since we both like to make our own decisions on spending and saving our earned money and that just adds pressure and guilt. It works well for us but maybe a joint bank account is better for others.

We didn't and there were zero problems. (Okay maybe a little different since my parents paid for most) We just had certain things we each paid for and took care of from our own accounts. Going on 7 months and we still dont have a joint account and we're fine with that.

We have joint accounts for everything: our house, wedding, trips, next car - every paycheck we both deposit set amounts into each. Helps save for our goals!!! Well and for the house it's just a rain fund in case something breaks - we have cash

Posted too soon...anyway I highly recommend a joint wedding account. I love knowing we are equally invested and have cash when the time comes to make a payment

We combined our finances before we got engaged and it's been easier for us just for basic monthly bills, let alone something as big and expensive as a wedding. Def think having a joint account is easier, but only if you're both honest with each other about spending habits and able to communicate about money without fighting. Don't do it if you think it'll cause you to fight - that's not worth it.

My fiancé and I share a joint high interest savings account for all wedding expenses. We put $500 from each paycheck in the account.

Designate who will be in charge of “signing the checks” while saving for your wedding. My hubby and I each have separate accounts. We both contribute monthly but I am in charge of signing checking meaning hiring vendors, putting down deposits, and n mmh among sure payments are made. It’s a non issue as long as you have a budget you both agree on and are only using that money for wedding related expenses.

I’m actually in the process of doing this with my fiancé. We have a house together and split the bills, but we feel like it would be so much easier to just have one big one. It’s a pain to transfer money from his account to mine every month. As for the wedding, my dad is paying for the venue. We are covering the rest. I think it’s a good idea to do so. Especially if you’re living together, it just makes life easier

We have a joint savings account specifically for big expenses like the wedding, saving for a bigger down payment on a new house, and other things that pop up with the joys of homeownership. We still have our separate accounts that our paychecks are deposited into but we move a certain amount of money over into the joint account every month. It's worked out well for us.

It's just like married finances--some prefer a joint bank account, some prefer to pay specific expenses individually, some do a combination. It's important to start thinking now about what you want to do after marriage, and you can probably apply a similar mechanism to wedding expenses.

Depends. My fiance pays the mortgage and bills, I'm financing the wedding.

We did, and it was very helpful. We also set up 2 emails not our usual personal ones, that both of us, and sometimes others, could access. A junk one, for giving out at shows, shops, and to prospective vendors. So junk spam and advertising did not interfere with other personal accounts
Or with our serious joint wedding email account . IMPORTANT communications only.

We live off of FH’s income and my checking account became our wedding account. We pay for everything on a credit card to get points and then use my account to pay it off. It’s a good system!

We have always had a joint account for things in general that benefit the both of us. So I do think it's a good idea to have.

I think it is very smart to combine accounts. I hear why people like to keep it separate but I think when you married your a team and your one and your in this together financially for the rest of your life so might as well get on the same account. A wedding is big and I think everything should be split down the middle and the best way to do that is from the same account.

We have separate accounts, but once we are married we will have a joint savings account. And that's it. Its the couples preference and we're still a team even with separate checking accounts!

We had joint accounts prior to our wedding or being engaged since we shared bills so it was fine for us.